Articles by Janet Xuccoa
Thursday, August 24, 2017
We’ve lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has been written about this and indeed I canvassed the subject myself when I presented at our 2016 annual Property & Trust seminar.
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Monday, June 26, 2017
Lately I’ve been spending lots of time writing my new book. One of the chapters concentrates on how to build wealth. Do you put your hard-earned coins into property, shares, bonds or something else that is going to grow your wealth? 
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Wednesday, March 29, 2017
Recently I’ve seen several interesting client problems which would undoubtedly have resulted in lots of money being lost and lots of legal fees being incurred if these clients hadn’t had GRA’s Professional Trustee on board. 
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Monday, December 12, 2016
Many New Zealanders still retain memories of Black Tuesday – the day the share market collapsed in 1987. The crash began in Hong Kong, spread to Europe, moved into the United States and then headed Australia and New Zealand’s way.   ... Read Article
Monday, September 19, 2016
A labyrinth case, involving legal proceedings spanning a decade, has finally made its way through four courts. The ultimate judgement delivered by the Supreme Court is probably one of the most ground breaking decisions in respect of trusts and relationship property that this country has seen for many a year.    ... Read Article
Wednesday, September 14, 2016

It is a common misconception that you have to live with someone for three years or more, and they have to make a direct contribution to the assets acquired during the relationship, before they’re entitled to bring a relationship property claim. Possibly this mistaken belief occurs because the legislation itself is misunderstood.   ... Read Article

Thursday, August 04, 2016
Many changes are occurring in our financial and real estate landscape.
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Tuesday, July 19, 2016

From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today.   ... Read Article

Monday, June 27, 2016
Those who were watching the polls know Britain’s decision to uncouple from the EU was a close thing.  Prior to the counting of the votes, many thought Bemain would win the day.  That, however, was not the case and now the uncoupling is becoming a reality.    ... Read Article
Friday, June 24, 2016

Hello everybody. I’m sure everyone who attended will agree, the 2016 Property and Trust event on June 22nd was a very informative affair.  Our speakers (Crockers and Westpac) imparted some valuable information which I know will assist us with our property portfolios.  ... Read Article

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