Articles by Matthew Gilligan
Monday, March 19, 2018
It was a warm summer’s night, sausages were sizzling on the barbeque, cool beverages were being sipped, and the conversation turned to property. “Prices are so astronomical they are completely unaffordable,” lamented one person.  ... Read Article
Friday, February 16, 2018
There are imminent changes to the bright-line test which will affect you if you are planning to buy or restructure investment property. 
  ... Read Article
Friday, January 19, 2018
Many property investors are wondering what the property market is doing, and we’ve had several people ask us what our predictions are for the next year or so.  Being aware of where we are in the cycle, as well as other factors affecting property, helps investors with their decisions and so I share my opinion below. 
  ... Read Article
Tuesday, December 05, 2017
Here we are in 2017 and the property lights are dimming again. We have low cash yields in Auckland, values are peaking out at the top of the cycle, sentiment is turning against property in barbecue conversations, with people complaining that property values are astronomically high, and there has been a slow withdrawal of Mum and Dad investors and speculators. 
  ... Read Article
Friday, October 27, 2017
I’d like to share with you the details of a property deal I’m currently doing in Auckland. Before I get into that, however, I invite you to watch the recording of the webinar I ran with Tony Alexander this week, if you didn't manage to catch it at the time. 
  ... Read Article
Monday, September 25, 2017
With election shenanigans in full flight, it appears we will suffer several weeks of grand standing and power playing as Mr Peters lists his demands and weighs his options. I was going to run a webinar with Tony Alexander on 26 September reviewing the outcome of the election, and the likely implications for taxation and the economy. However, it seems pointless as we don’t yet have a result and we would all be guessing. 
  ... Read Article
Friday, August 25, 2017
I wonder if the Reserve Bank’s enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system.   ... Read Article
Monday, June 19, 2017

The new Terrace Housing and Apartment Building (THAB) zone allows for the building of some high-density developments to meet Auckland’s starved housing supply. Because of this massive potential density, you can go six-storeys high with no parking, and intensively use the land. This creates an opportunity to increase supply and for the developer to make money.  ... Read Article

Thursday, May 18, 2017
Labour has targeted investors in its fresh housing policy released in the last week. Ringfencing tax losses, five-year bright line rules and a tax committee (to mask their desire to bring in capital gains tax) are all on their agenda.
  ... Read Article
Wednesday, February 01, 2017

I was recently asked whether there was an upper limit to the ratio between property price and household income, which in Auckland currently sits at about 10 to 1. In other words, the average property price is worth 10 times the average annual income.   ... Read Article