Articles by Matthew Gilligan
Monday, September 19, 2016
It is with some interest that I watch the property and finance markets as the recent Reserve Bank rule (winding investor lending back to 60% loan-to-value ratio) starts to take effect and bite property investors. 
  ... Read Article
Friday, July 24, 2015
In the last couple of months there have been announcements of two impending rule changes that have had an impact on property investors.    ... Read Article
Thursday, July 09, 2015
Property 101, has arrived from the printers.  In this book I provide a fresh look at residential property investment from an experienced investor’s viewpoint. It is written in easy to understand language, includes many case studies, and explains the ins and out of successful property investment.  ... Read Article
Monday, March 02, 2015

Case study 
Remuera vs Otara
The Great Property Debate: Cash flow vs Capital Growth
  ... Read Article

Friday, November 14, 2014

In 2012, the media focused on the comments of an economist, Shamubeel Eaqub, who is well documented for being anti-property. Bear in mind the media likes to present two sides to a story, in this case the counter point in the property debate. So Mr Eaqub fits the ticket for anything related to property bashing. Of note was this economist’s claim that owning property as a family home in New Zealand does not make sense, that you are better to rent houses and invest your home equity in the stock exchange. I found this information counter intuitive in relation to the property I routinely get involved with, so crunched the numbers.   ... Read Article

Wednesday, February 26, 2014

Did everyone catch the NZ  Reserve Bank announcement today that investors with 5 or more rental properties will be required to be treated commercially by banks?    ... Read Article

Friday, October 11, 2013
As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending.  ... Read Article
Thursday, April 11, 2013

The Auckland Council is in the process of drafting Auckland's Unitary Plan. So what is the Unitary Plan and why should we all be interested?    ... Read Article

Thursday, November 22, 2012

We are scratching our heads at GRA, wondering if the world has gone completely mad. To say we are astonished at the opinions of one particular economist, Shamubeel Eaqub, whose comments were recently published in the New Zealand Herald, is putting it mildly.He said that New Zealanders are better to rent, rather than buy a property to live in. Is he insane?   ... Read Article

Tuesday, October 30, 2012

For a long time now we at GRA have said that Auckland is the best place in New Zealand to invest in residential property and this has been confirmed with recent headlines about its current "property crisis". Prices have been rising and will continue to do so because with a rapidly growing population, Auckland's housing supply simply can't keep up with demand.  ... Read Article