Articles by The Professional Trustee Team
Thursday, August 24, 2017
We’ve lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has been written about this and indeed I canvassed the subject myself when I presented at our 2016 annual Property & Trust seminar.
  ... Read Article
Thursday, August 24, 2017

The flaws of introducing DTI

We’ve lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has been written about this and indeed I canvassed the subject myself when I presented at our 2016 annual Property & Trust seminar.
  ... Read Article
Thursday, August 04, 2016
Many changes are occurring in our financial and real estate landscape.
  ... Read Article
Thursday, August 04, 2016

LVR consequences

Many changes are occurring in our financial and real estate landscape.
  ... Read Article
Tuesday, July 19, 2016

From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today.   ... Read Article

Tuesday, July 19, 2016

Proposed new LVR rules for investors

From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today.   ... Read Article

Friday, November 13, 2015

This week we had a question from a client which prompted this blog.  They said they wanted to fix their mortgage at the lowest possible rate and they asked me where I saw interest rates going.   ... Read Article

Friday, November 13, 2015

RBNZ and interest rates - should you be worried?

This week we had a question from a client which prompted this blog.  They said they wanted to fix their mortgage at the lowest possible rate and they asked me where I saw interest rates going.   ... Read Article

Tuesday, October 20, 2015
The general consensus of opinion is interest rates are on the way down but the big questions still remain: when will the cuts come and how low will the rates go? 
  ... Read Article
Tuesday, October 20, 2015

Dollars, sense and interest rates

The general consensus of opinion is interest rates are on the way down but the big questions still remain: when will the cuts come and how low will the rates go? 
  ... Read Article
Monday, August 24, 2015
Recently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions.  In these times, it can be difficult to decide what a sensible course of action to take is.    ... Read Article
Monday, August 24, 2015

How to handle interest rates in today's changing times

Recently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions.  In these times, it can be difficult to decide what a sensible course of action to take is.    ... Read Article
Monday, January 27, 2014
Below are my final seven financial tips.  ... Read Article
Monday, January 27, 2014

7 FINANCIAL WEALTH CREATION TIPS

Below are my final seven financial tips.  ... Read Article
Monday, August 12, 2013
Just like cooking programs dominate our TV space, articles on property occupy our print media.  Not that there’s anything new in this.  There’s nothing so dear to Aucklander’s hearts as real estate and the desire to discuss and critique all things property.  What is somewhat new however is the proposed 
  ... Read Article
Monday, August 12, 2013

How the Reserve Bank’s New Toy can Affect Home and Investment Property Ownership

Just like cooking programs dominate our TV space, articles on property occupy our print media.  Not that there’s anything new in this.  There’s nothing so dear to Aucklander’s hearts as real estate and the desire to discuss and critique all things property.  What is somewhat new however is the proposed 
  ... Read Article
Wednesday, February 22, 2012

INTEREST IN INTEREST RATES  ... Read Article

Wednesday, February 22, 2012

Interest In Interest Rates

INTEREST IN INTEREST RATES  ... Read Article

Friday, July 01, 2011

Whats Happening with the new zealand economy   ... Read Article

Friday, July 01, 2011

Whats Happening With The New Zealand Economy

Whats Happening with the new zealand economy   ... Read Article

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