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In Chinese horoscopes, 2014 is the Year of the Horse.  As we all know, in horse racing there are some horses that are a sure fire bet to back.  Then there are the horses you'd wished you'd backed.  Finally, there are the nags you'd rather..

I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system.   In the Professional Trustee Team's August blog, we note that debt-to-income ratios (DTIs) are potentially dangerous and that they can..

Today in a two-part series I discuss the money life you want. To get a better money future you need to be in control of your money - what's going in and out of your pocket. I hope you enjoyed my short video blog. Ciao...

In this second part of the 2-part series of Getting to Grips with your Coin I discuss how your money comes in either weekly, fortnightly or monthly.  I hope you enjoyed my short video blog. .

Just like cooking programs dominate our TV space, articles on property occupy our print media. Not that there's anything new in this. There's nothing so dear to Aucklanders' hearts as real estate and the desire to discuss and critique all things property.  What is somewhat new,..

Today I talk about the your money outcomes and how to change our thoughts. How you think about money and what drives your thinking about money is determined by a number of factors, like your up bringing or your culture.  I hope you enjoyed my..

For a while it appeared that the introduction of the 60% LVR rule for investors would make the property market easier for first home buyers. However, as per this article in the Herald and these statistics from the Reserve Bank, first home buyers are finding..

Recently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions. In these times, it can be difficult to decide what a sensible course of action to take is.   If..

This is the first of many "Just a Minute with Janet' video blogs I will be sharing with you. My video blogs will include lots of tips and valuable information on money, business, property, trusts, wills etc, so keep tuned for each new Vlog. I..