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Testimonials


Thank you so much for insisting that the property school will be good for me, even for a hopefully a first home buyer such as myself. Turns out you are absolutely right. The school is amazing. Abundant information, & very inspiring. The presenters are amazing: Janet, Matthew, Kris, Tennille, Arn, & Jackie. Thank you so much, Michelle.

Alex

I would just like to reiterate how much I got out of property school 101, not just about property but planning and making informed decisions on money matters. I found you very inspiring and enjoyed the energy in which you presented with. I am definitely at a point now where I just want to start making things happen – the right way!

André

Fabulous advice to assist people just getting started in property investment.  A wealth of knowledge packed into six 2 hour sessions which are easy to fit in to a busy working schedule.  There are a lot of tips and tricks to make sense of what can be a very complicated process.  I leave property school with the confidence injection I needed to go forward with a plan.

On Saturday I attended a Money & Property Management course run by Janet Xuccoa of Gilligan Row & Associates. It was a full on day but really good & even though I don't invest in property yet I learned a lot. Also learned a lot about some of the misconceptions around managing money & how a lot of our beliefs stem from childhood. Janet has written a couple of books. Money Secrets 101 & Family Trusts 101. I've just started reading Money Secrets as a follow on from her workshop.

Genevieve

Thank you for presenting an excellent course in your Property School 101 over the last 6 weeks. We really enjoyed it, gained good value from it plus the necessary confidence and knowledge to move forward in the property market. We will be in touch, soon, for a review of our trusts and entities to ensure we have these established properly to fully protect both our assets and income and to gain full advantage.

John

I really enjoyed the property school. Its amazing and I am glad that I learned a few strategies in property investment.

Kushil

Property School provided an excellent environment to learn from the experts. The senior partners and experts presented and shared current and relevant experiences which was invaluable. The one-on-one sessions offered with experts in each area meant I could discuss my situation with confidence referencing key learnings from the school. Thank-you for giving me practical knowledge that I am applying now.

Very informative, a great learning journey.  If you are serious about property, or thinking bout investing I  property, then Property School is a must.

Very informative and wonderful to receive this wealth of knowledge!!


To whom it may concern:

Janet Xuccoa and the Corporate Trustee team at Gilligan Rowe and Associates have been our Professional Trustee for our family trust and trading trust since May 2005.  From the initial advice during the designing and creation of our trust structures through to the day to day operation of the entities, the support and guidance we have had from the Corporate Trustee team has been second to none.  As a business owner and operator, I need to have reliable, efficient, proactive and knowledgeable people as part of our business team and Gilligan Rowe and Associates Trustee services tick the boxes in all of these criteria.

I have no hesitation in commending and recommending Gilligan Rowe and Associates Trustee Services team to anyone who requires professional and competent guidance in the safe operation of their trust and in turn secure protection of their assets.

RNT

Hi Salesh, I just wanted to send you an email on behalf of GRA to say how fantastic we have found your company to date. As you know, Ben and I joined GRA a couple of months ago and have just found you so amazingly helpful in getting our new property set up correctly and sorted out. We have what I would consider a rather complicated structure as a result and it’s a fantastic feeling to know that we are getting everything done in the best way possible. We have just had approval to put a minor dwelling on the property which will make a massive difference in terms of cash flow and obviously value, something we would never have even thought of without GRA and which we are very excited about. During the buying process we attended a seminar with Matthew and from the outset thought he was fab. We therein signed up for property school and found this nothing short of fantastic. The content was relevant, up to date and comprehensive, but more importantly it was taught in a way that we could actually understand and really get value out of. I’ve copied Janet into this email as she provided us her email address in the first class, another example of how personable you are and lovely to deal with. I wanted to mention also, that everybody GRA have recommended to us has been just so efficient and absolute masters at what they do. A wonderful network of people that we feel very lucky to now be able to call on. From Kris Pederson and Bryan Rist who put our mortgage together to the insurance guys they then referred us to, I’m super impressed. Within GRA, Ellery has probably turned things around for us faster than I’ve ever known before, something which we appreciated so very much when it came to crunch time. She’s always a pleasure to deal with and again, we’re stoked. We’ve just settled on the property today and are about to go and get the keys. I’m pretty pumped and hence this email is probably rather excitable. So, a massive thank you to you Salesh, the partners for such a fabulous 6 weeks at property school and everyone at GRA for their help. May this be the start of our property empire. Thanks again,
A & B
We moved our business accounting to GRA twelve months ago and have never looked back.  Matthew Gilligan and his team have consistently provided us with honest straight forward advice and have proved themselves to be honorable, trustworthy and efficient in all matters to date. The point of difference for us is that GRA do not charge their clients for every question asked (like most other accountants) which allows for better communication and understanding of how to run a successful company.  GRA have impeccable time management systems in place and their customer service is outstanding.  I recommend them to any other business that wants good solid advice with the aim of business success, asset protection and opportunities for sound investments.
A Ellis - EC Flooring Contractors Limited
Very informative and wonderful to receive this wealth of knowledge!!
A N
Thank you so much for insisting that the property school will be good for me, even for a hopefully a first home buyer such as myself. Turns out you are absolutely right. The school is amazing. Abundant information, & very inspiring. The presenters are amazing.
Alex
I would just like to reiterate how much I got out of property school 101, not just about property but planning and making informed decisions on money matters. I found you very inspiring and enjoyed the energy in which you presented with. I am definitely at a point now where I just want to start making things happen – the right way! Kindest Regards
André
For the first time in my life I actually love my accountants.
Anna-Marie
Thanks GRA for ALL your help today :) You have such a great way of making your clients feel comfortable with the whole process...even though it sounds so confusing at times to me :(  I would have to say that I definitely feel a WHOLE lot better now...and I have a better understanding of what is still needed to be done and what we will have to continue to do... THANK YOU :) THANK YOU :) THANK YOU :) THANK YOU
Annie Illingworth
Property School provided an excellent environment to learn from the experts. The senior partners and experts presented and shared current and relevant experiences which was invaluable. The one-on-one sessions offered with experts in each area meant I could discuss my situation with confidence referencing key learnings from the school. Thank-you for giving me practical knowledge that I am applying now
Anon
The best things about attending Property School were learning how to do the numbers to get the most out of a property, when to ask for advice, and the different strategies you can look for when assessing a property.
Anon
I now am a client of GRA and looking forward to being a life time client of GRA.  I sincerely thank you for taking me seriously and wanting me to be successful in my business and on my personal life journey.  You guys are awesome.  Thank you
Anonymous
Thanks for your email Amanda.  We are looking forward to working with GRA and giving our financial affairs the due diligence they deserve. Janet - it was such a pleasure meeting you on Tuesday.  Thankyou for spending so much time with us.  We appreciated and respected the advice that you gave to us and the integrity with which it was delivered. Many thanks and kind regards
AR
Although I have not read the book cover to cover as of yet, Matt’s new book is absolute ‘top shelf’ material which without hesitation I would arguably put ahead of a few other well known authors that I have held in high regard for many years due to the fact of not finding anyone to surpass them – now I have. The book shows thorough research on a range of topics with clear concise kiwi examples. The books title does not do it justice – heres hoping a ‘property 201’ book is in the pipeline…
Bernard
Hi Matt, I have just attended the property school and just want to say it was really a worthwhile experience doing it especially for me who is planning to start as an investor (or trader). Thanks again for sharing your invaluable knowledge. P.S. Have also told my friends/colleagues, who are also interested on property, to attend the next property seminar. Best regards,
Brian
It is my pleasure to write a testimonial with regards to the nomination of Janet Xuccoa and her team at Gilligan Rowe and Associates, as a finalist for New Zealand Corporate Trustee of the year. Janet and her team have acted as a professional trustee for my trust for many year now.  I have been thoroughly impressed by their level of knowledge, professionalism, honesty and integrity in all my dealings with them. In addition, through their regular client seminars that I have attended, I have been very impress by Janet’s thoughtful critiques of cases and changes in the direction of trust law, and their possible impact on me. I can recommend them without hesitation. Sincerely
BV
Thanks again for creating a resolution for my ACC levies situation, which quite frankly blindsided us. Without your expertise & nous, we would have been in a very uncomfortable position. I was very impressed by speed that your were able to resolve our challenge for us. Not surprisingly, my family & I would not hesitate in recommending your or the team at GRA for financial & taxation strategies
C Patterson
Hello Matthew, I am just wishing you the best of success with your excellent book Property 101. It is very rare that I come across a book on real estate that is in the league of other financial securties writer's. Thank you for taking the time and more importantly writing about real estate in a easy to read manner. I am still learning after 30 years in real estate. I am also a true contrarian like yourself and have learned this art from my favourite contrarian, Jim Rodgers (Former Quantum Fund). I have been preaching this to our Investor net work and corporate clients for some time, but most find it very hard to-do. Thanks again! Kind Regards,
Chris Kerr - The New Kids On The Block Pty Limited
I got a lot out of Property School, the main things being the context of the process, i.e. choosing a vision, plan & how to execute; easy to implement value adds like S & P Clauses and Life online; and great case studies that bring the teaching to life. I really enjoyed being challenged to think about which strategy, and all the presenters were very helpful and informative. I will be recommending Property School to others. Thank you!
Chuck
The main things I got out of Property School were knowledge on subdivision, feedback on current market, tips on areas and types of properties to buy. I really enjoyed learning from the examples of the presenters own experience.
Craig H
Excellent accounting firm. Top of the game in NZ especially for Family Trusts and anything to do with Property. They generously donate presents to children's charities at Christmas. You don't go here for cheap stock accounting advice, you go here for the kind of advice that sets you up long term.
David Cranwell
I didn't get a chance to thank Matthew for his presentation. It was a fantastic! Very level headed, no confirmation bias (which is my main critique of many property talks), and a genuine passion for what he does.
David H
The whole course was great. Super informative.
David M
I just finished reading Family Trust 101. Just last weekend I decided to flick through it. It was so good and easy to read and understand, even by me, that I could not put it down. I finished reading it over the weekend. I would recommend it to anyone. As I mentioned it last night too at the seminar you all at GRA are awesome and from a different planet. All the way through from receptionists to top, Directors. Thank you all.
Diane
When we started with GRA we werent certain of the benefits they could provide us. However they quickly unravelled our complex situations with multiple companies and structured our businesses so that we received maximum personal protection and minimised our tax liabilities. They have always been accurate on time thorough and available to answer our questions. Now six years after first moving to the team at GRA they have skilfully guided us to a future that looks amazing. It is with confidence we make decisions knowing our interests are protected by an outstanding group of modern forward thinking professionals. Their guidance has been invaluable and we can thoroughly recommend GRA
Dougall Love and Janice Knowles
We can definitely say we are very happy we changed accountants to you guys. It's made a big difference. Cheers
Emma & Steve
Matthew per our discussion yesterday, your property school (and your book property 101) came at just the right time for my family. Having sold my business and being in my early retirement, I have been looking at buying property as a source of investment income.  I had already started looking at property with the wrong fundamentals and possibly in the wrong area. Your regional vs main centre comparisons were excellent at getting me on track. And your tip on checking the body corp minutes may have also saved me from buying a lemon with earthquake issues! Thanks again,
Eric
I enjoyed Janet’s presentation very much - JX is a great presenter and VERY knowledgeable... I had to run when she closed the session as I was a bit late meeting someone else - but enjoyed it very much!
Feedback from Trusts Tips Tricks and Traps Seminar
Good morning Janet, Just wished to thank you again for your informative and interesting lesson last night. Whilst I thanked you for your time, I did not compliment you on your clear knowledge and insight into your area of expertise. So compliments! Kind regards,
G F
Hi I received a copy of your Property 101 book as part of subscribing to the Property Investor magazine. Once I started reading I couldn’t put the book down. I have 4 investment properties (all based in Upper Hutt, Wellington) but never really understood the science of property investing. I am so much more informed now that I have read your book. After reading your book I will approach my next purchase differently and be a much more informed investor. The weblinks also provide great sources of information to follow up on and a property mentor will be someone I will definitely be seeking out. At the end of the book it included an offer for a discussion with GRA which I am keen to take up. Regards
G H
Hi Janet, Thank you for giving us the time to have one solid discussion this morning and follow up with the advice below. Its not easy to hear but thats what we pay our advisors for. We have pulled out of the deal and told the mortgage broker we need to be clearer about structure before we proceed or take the banks offer. Your call coincided with an untimely visit from my builder brother who proceeded to tell our daughter how leaky homes happen. That clinched it for her. My brother was impressed with the nature of your call and may be in touch to look at his own structuring needs. Karma i think. So we'll work on sorting this with you and John Heaslip over the next wee while. Kind regards
G M
Matthew I have to say that I regret not getting into your Property 101 book earlier as it is so very readable and practical.  And the case studies really bring the material to life.
G. Cleland
I found Matthew Gilligan’s Property 101 and Tax Structures 101 to be superb books for the following reasons: 1. They contain a wealth of information about property investing and related tax matters; 2. The commentary is very rounded and balanced; 3. They are filled with financially savvy practical tips and red flag warnings; and 4. The relatively informal style, use of short case studies and anecdotes to illustrate points, and the clarity of presentation make the books very reader friendly. The above combine to make two books that are educational, thought provoking and inspiring. I only wish I had access to this information much earlier.
Geoff W
Salesh is the best CA I have ever met in New Zealand so far. Period! The reason that I had fired my previous accountants is that they are so cheap. And they offer cheap advice. You need good and solid advice that can make you more money in the long run. And Salesh is the man who can deliver real results for you. Cheers to your success
George Guo, ANZ BANK Senior Personal Banker
Morning Matthew, Quick note about Salesh Chand. I have been extremely impressed with his actions with regard to the mutual client of ours in Auckland Abrasive Blasting and Coatings 2005 Ltd. He has been a pleasure to deal with, provided accurate information in a timely manner and most importantly is giving the client the right advice as far as I am concerned.  He is very personable and I would certainly recommend his services to any ANZ client. Kind regards
Grant Clune - ANZ Relationship Manager - Auckland South
Juliette thank you for being so onto it today in getting those matters resolved. I have been really impressed with your prompt service. This reflects very well on the company indeed. Kind regards
Heather
Hi Mathew Thanks for meeting with us.  I took your advise and have started on Property 101 and more than half way through. I now realise why you advised us to stay where we are  and look for properties with land in Hamilton or Waiuku.  Information, calculations and case studies in this book are priceless. I'm so glad you decided to write this book and managed to find time to do it. Thanks very much for this and for advising us to check with you should we need to. Thanks
Helen
Hi Janet. I trust this email finds you well. I meant to send you a "Thank You" note after the Queenstown Women's Business conference a few week ago.... too much to deal with, hence this unintended delay. :( However, never too late to say you are an amazing and mesmerizing presenter with your extensive knowledge and energy which blew us away. Thank you once again for sharing your passion, extensive knowledge and commitment to empower women.
Jen Robertson - Executive Director
Thank you for presenting an excellent course in your Property School 101 over the last 6 weeks. We really enjoyed it, gained good value from it plus the necessary confidence and knowledge to move forward in the property market. We will be in touch, soon, for a review of our trusts and entities to ensure we have these established properly to fully protect both our assets and income and to gain full advantage. All the best.
John
Thank you for your very helpful and friendly email, voice and txt reminders. They keep us all on track. Well done, great service. This very much helps underpin what GRA are doing & stand for and rounds out the professionalism I have observed throughout the company. Excellent-impressive organisation.
John P
Matthew was extremely well prepared and delivered his 4 hour presentation like a natural. It was very informative and I believe the value of the information well exceeded the investment in the event. (That doesn't mean putting the price up for the next one though! :)
Johnny
I really enjoyed the property school. Its amazing and I am glad that I learned a few strategies in property investment. Thanks and regards
Kushil
Our experience with GRA so far has been great. Being a young couple, trying to get into investment property, there has been so much to learn and so much we simply didn't understand. You have been so patient with us, and have answered all our questions without judging. In fact you even gone so for as to offer us advice on more than just the accounting side of things. Overall, dealing with any of the staff from GRA is always a pleasant experience. Thanks.
L Schwalger
Fabulous advice to assist people just getting started in property investment.  A wealth of knowledge packed into six 2 hour sessions which are easy to fit in to a busy working schedule.  There are a lot of tips and tricks to make sense of what can be a very complicated process.  I leave property school with the confidence injection I needed to go forward with a plan.
Name unpublished by request
Very informative, a great learning journey. If you are serious about property, or thinking about investing in property, then Property School is a must.
Name withheld
This letter is to express my appreciation for the assistance and encouragement of both Anthony Lipscombe and particularly John Heaslip over the last financial year. The period since activating my trading trust has been one of considerable stress, as well as personal development, as I embarked on this as a relative business neophyte with virtually no awareness of the contemporary requirements of running a business, particularly the financial records aspect. During much of this period I have therefore felt considerable out of my depth.  However I have been lucky enough to have had the benefit of the advice and support of John Heaslip in rationalizing what was a fairly chaotic set of records of the first year property trading. I am able to say that John in particular, has been unstinting in his attention to my needs and has done so in a manner which has never alluded to my extremely rudimentary grasp of managing a business, or even of being unable to set out a spread sheet properly.  The result of the above guidance is that now, although my trading trust would still not be able to operate without the advice of GRA, I do least feel a sense of satisfaction that I have got to my present point without major disaster and that my property trust does now have some kind of firmer basis for any future activities
Name withheld by request
May i just say what a pleasure it has been to deal with GRA  over the last few years. Your service and performance have been first class, and I would recommend your company to anyone requiring property related accounting and advice (not something I do very often !!!).
Neil
To educate you must entertain. Property School was both informative and fun. I could not have coped with a boring session after a day in the office. The things I found most valuable were learning about the property wealth wheel, the value of trusts, credit lines and Life Online (which I will use again in the future). I got a lot out of it and have already recommended Property School to friends.
Peter M
The team at GRA have been fantastic. They've been able to look at my catering business very closely and discover ways to free up my cash flow. In one example they were able to show me how to save 25% in costs that weren't obvious to me. I have no hesitation in recommending Gilligan Rowe + Associates
Phil Meleise, Manhattan Catering
I would like to express my sincere thanks to yourself and the team at GRA / Cornwall Trustees for the services you recently provided to my Trust. You were both professional and expedient in organising for Skeates Law and yourselves to execute the conveyancing of my property into the Trust to allow the title to reflect the correct Trustee names at LINZ and on the local council rating system in time for my advertising the sale of this property. I am sure that you have a team supporting you that allows you to make quick decisions and for these decisions to be executed with accuracy and pace that provided such an excellent service to my Trust. This also reminds me of an old L.V Martin television advert where their motto was “it’s the putting right that counts” and you certainly did do this in my case. In return you have a very satisfied client who wishes to convey their appreciation of their experience. Kind regards
Pravin
To whom it may concern: Janet Xuccoa and the Corporate Trustee team at Gilligan Rowe and Associates have been our Professional Trustee for our family trust and trading trust since May 2005.  From the initial advice during the designing and creation of our trust structures through to the day to day operation of the entities, the support and guidance we have had from the Corporate Trustee team has been second to none.  As a business owner and operator, I need to have reliable, efficient, proactive and knowledgeable people as part of our business team and Gilligan Rowe and Associates Trustee services tick the boxes in all of these criteria. I have no hesitation in commending and recommending Gilligan Rowe and Associates Trustee Services team to anyone who requires professional and competent guidance in the safe operation of their trust and in turn secure protection of their assets.
RNT
Overall I would rate Property School with a A+. I particularly enjoyed Matthew’s presentation on subdivision. It felt like you really care about your clients.
Ross
We enjoyed everthing about Property School. Every night was hugely valuable and inspiring. We went away energised.
Roz C
Hi Anthony, John, John and the GRA team. I received the beautifully presented folders containing the trust documents this morning and just wish to express what a fantastic experience I have had working with GRA, from start to finish.  What an impressive team you are!
Roz Chadwick
I read Matthew’s book Property 101 and then came to Property School. I have to say there is nothing 101 about either of them. Between the book and Property School you learn that there is a lot more to property investing than meets the eye. There is no doubt in my mind that GRA are a cut above the rest when it comes to property education and planning. Impressive for a chartered accounting firm – they really know their stuff!
S.C.
What I enjoyed most about Property School was the comprehensive coverage of all angles related to property investment. The speakers were highly professional.
Stephen Fagan
Hi Janet, I attended the GRA function last night – it was excellent, and goodness your knowledge is like an encyclopaedia! Phenomenal. We have already had an initial free consult with John Rowe, have attended one of Matthew’s info evenings, and are already booked for Property School. I’ve read Tax Structures and am reading Property 101. We are very interested in moving to you for accounting also – our current accountant is lovely, and his fees are very low, but the more I’m learning, the more I’m realising this sweet man has oftentimes not steered us in the best directions, and definitely never asset structured us properly – and that is all in the plans to get sorted thx to getting to know GRA.
Tat & Trip
Yes, it was a very informative and structured workshop. I have attended a few Matthew's presentations and workshops and they are always very structured, easy to follow and understand. That was the reason why I switched to GRA a few years back after attending one of his presentation, I thought he was just brilliant. Many Thanks.
Tatiana
I have found “Life on Line” very enlightening. Once entering all the necessary information into “Life on Line” system, with very much user friendly consultants, I was able to see my position very clearly. Life on Line also has a number of other functions that I am sure I will find very helpful in the future. Look forward to keeping up to date with “Life on Line”. Regards
Trevor Morris – Cambridge
Six weeks is a very small commitment to gather a holistic view of property investment. [Why, how, and how you can make a tangible impact to your life through property.] Fantastic! All from industry experts.
TZ
Property School was very enjoyable and content was extremely relevant in todays market. Looked at doing other courses offered by others but this is value for money with excellent speakers/presenters
Uru





Thanks for your email Amanda.  We are looking forward to working with GRA and giving our financial affairs the due diligence they deserve. Janet - it was such a pleasure meeting you on Tuesday.  Thankyou for spending so much time with us.  We appreciated and respected the advice that you gave to us and the integrity with which it was delivered. Many thanks and kind regards
AR

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