The Professional Trustee Team Blog

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The flaws of introducing DTI

by The Professional Trustee Team 24 Aug 17

We've lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ)wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system.  Lately those rumblings..

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Proposed new LVR rules for investors

by The Professional Trustee Team 19 Jul 16

From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today.   Under the proposed new LVR restrictions, investors across New Zealand will be required to..

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How to handle interest rates in today's changing times

by The Professional Trustee Team 24 Aug 15

Recently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions. In these times, it can be difficult to decide what a sensible course of action to take is.   If..

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7 FINANCIAL TIPS YOU CAN USE NOW

by The Professional Trustee Team 21 Jan 14

In Chinese horoscopes, 2014 is the Year of the Horse.  As we all know, in horse racing there are some horses that are a sure fire bet to back.  Then there are the horses you'd wished you'd backed.  Finally, there are the nags you'd rather..

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Just like cooking programs dominate our TV space, articles on property occupy our print media. Not that there's anything new in this. There's nothing so dear to Aucklanders' hearts as real estate and the desire to discuss and critique all things property.  What is somewhat new,..

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Getting to Grips with Your Coin - Part 2

by The Professional Trustee Team 11 Feb 13

In this second part of the 2-part series of Getting to Grips with your Coin I discuss how your money comes in either weekly, fortnightly or monthly.  I hope you enjoyed my short video blog. .

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Getting to Grips with Your Coin - Part 1

by The Professional Trustee Team 09 Feb 13

Today in a two-part series I discuss the money life you want. To get a better money future you need to be in control of your money - what's going in and out of your pocket. I hope you enjoyed my short video blog. Ciao...

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How to Change your Money Outcomes

by The Professional Trustee Team 08 Feb 13

Today I talk about the your money outcomes and how to change our thoughts. How you think about money and what drives your thinking about money is determined by a number of factors, like your up bringing or your culture.  I hope you enjoyed my..

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Three Bank Accounts you Must Have

by The Professional Trustee Team 31 Jan 13

Just a minute with Janet. Today I discuss the three bank accounts you must have in your life. This is exactly how I run my day to day banking. I hope you enjoyed my short video blog. .

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