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In Chinese horoscopes, 2014 is the Year of the Horse.  As we all know, in horse racing there are some horses that are a sure fire bet to back.  Then there are the horses you'd wished you'd backed.  Finally, there are the nags you'd rather..

Below are my final seven financial tips. 1. Staying on top of the IRD This is my 29th year in business.  Over that time, I've met many people and dealt with a myriad of issues.  Here's one thing that's common amongst them all – no..

This is the time of year all businesses should be preparing budgets and cash flow forecasts.  The preparation of these is essential - the reason being that unless you know your anticipated income and associated expenditure, along with the peaks and troughs of your flow..

2008 was a year all of us would like to forget.  It was the year when the global financial crisis (GFC) hit and many individuals, businesses and countries went bankrupt, redundancies happened in their droves, unemployment went up and government cutbacks were the norm.  ..

I regularly have discussions  with clients about the difference between "profit" and "cash flow",  as many people have difficulty in differentiating between the two.  So what is the difference between profit and cash flow? Frequently it's the difference between success and bankruptcy.    Profit Profit is..

In my interactions with clients, I often come across small business owners who are facing numerous challenges. They are focused on marketing their business, attracting customers, and honing their expertise. Invoicing and tax tend to take a back seat, as the business owner’s immediate priority is..