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Articles by Salesh Chand

Salesh Chand

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With new tax rules for residential rental properties and stricter regulations for the banks, the market is a different beast for property investors to deal with compared to what it was 6-12 months ago. Here are my observations:Credit is tight. The banks have new rules that..

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Government Covid Support Update

by Salesh Chand 07 Sep 21

Following on form my previous Covid Support blog, there are a couple of Covid-related government support updates you should know about. Wage SubsidyThe Government have announced a second wage subsidy, called the Wage Subsidy August 2021 #2. 1. Applications are open from 3-16 September 2021.2. If you applied for the first..

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Covid Support - August 2021

by Salesh Chand 19 Aug 21

The bad news is that we find ourselves in Level 4 once again. The good news is that there is plenty of support available if your business is negatively impacted due to the lockdown. First and foremost, however, we hope you and your family are safe..

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The tax changes recently announced by the Labour Government have left many property investors feeling unsettled. So I thought it would be helpful to discuss the current property market, the impact of the rules, and what you should be doing to manage this new environment. The..

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Property Investment Strategy August 2020

by Salesh Chand 10 Aug 20

In this blog I share my current property investing strategy (as at August 2020), because there is a window of opportunity for investors that is likely to close soon. I outline the main points below. Finance At present, some banks are lending 80% on investment properties, which..

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Strategies for 2020

by Salesh Chand 26 May 20

As we begin to emerge from lockdown into an environment that is markedly changed due to the effects of Covid-19, I’ve been thinking about what business owners and property investors can do to get through the challenging times that are no doubt ahead of us. Get..

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As many investors will already know, banks have been steadily tightening their lending criteria, making it more challenging to borrow. And soon, when the new capital requirement rules for banks come into effect next year, this is only going to get harder.  Capital requirements for..

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Investing in Auckland

by Salesh Chand 08 Oct 19

While some people are still concerned about the property market and are cautious about investing, it is my opinion that now is a great time to invest in Auckland. Why do I say that? For a number of reasons, which I outline below.  1. Low..

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Banks have recently tightened their criteria and changed their serviceability rules so much, that it has become much harder for investors to get finance. And for large investors, it is almost impossible. The RBNZ has told banks that they must adopt ‘sensible lending’ practices, which..

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