Business owners and property investors choose GRA because . . .
"We add value and
we get it right."
We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.
We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.
You choose the services. We will deliver and ensure your expectations are met.
No other firm has our depth of knowledge and experience in property investment. We literally wrote the book! We offer services and education to help property investors succeed. Learn more..
GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..
If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..
Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..
GRA Blogs: Latest Posts
Interest deductibility update - June 2021
On 10 June 2021, the Labour Government opened up a five-week consultation period on the new interest deductibility rules. They have released a Design of the interest limitation rule and additional bright-line rules discussion document which is lengthy and quite detailed, and reveals some interesting thinking, some of which I think is surprisingly taxpayer friendly. On first look through the document, ... Continue reading
WARNING: Scammers pretending to be IRD
There always seem to be people with a complete lack of integrity trying to scam the rest of us out of our hard-earned money or steal our private information (like passwords). Below is a copy of the latest scam I received. The email appears to be from the IRD, and of course has a “Login” link they are trying to ... Continue reading
Where is the property market at currently?
The tax changes recently announced by the Labour Government have left many property investors feeling unsettled. So I thought it would be helpful to discuss the current property market, the impact of the rules, and what you should be doing to manage this new environment. The current property market• The property market has been hot for the best part of ... Continue reading
What can I claim as a tax deduction when I am in business?
Apart from a few special rules, any cost necessary to run your business will probably be tax deductible. However, there are a few things to be aware of - some items that you might assume could be claimed can't be, and conversely, there may be others you didn't realise are legitimate expenses.GeneralIf you have "incurred" an expense, you can claim ... Continue reading
Covid Support - March 2021
Following the latest changes in alert levels in Auckland and across the country, there are now new government support packages available. These are on top of the support that is already in place such as the Business Finance Guarantee Scheme and Small Business Cash Flow Loan Scheme.Wages SubsidyThe wages subsidy is back again in a similar format to the ... Continue reading
Employee Share Schemes
We have noticed that more and more employers are incentivising their employees by offering shares and share options as part of their employment packages. Shares can also be offered to past and future employees. Offering shares provides an opportunity to motivate and retain key employees of the business by offering them “skin in the game”, and can thus be beneficial ... Continue reading
New Trust Law Passed
30 July 2019 was an important milestone in the land of trusts. That was the date the Trust Act 2019 became law in New Zealand. One of the objectives of this new law is to provide for greater transparency and accountability by trustees to beneficiaries. This objective is underpinned by trustee duties now being codified. Whilst it may seem ... Continue reading
The LVR Restrictions are Back!
Back in May I wrote that the Reserve Bank had removed the loan-to-value restrictions, which they stated would be for a 12-month period. At the time, this made sense with Government, Treasury and most economists' predictions being in line with double digit decreases in house prices due to the Covid pandemic.The expectation was that the removal of the restrictions ... Continue reading
Opportunity costs
"Should I sell, or should I wait till the property is worth more?" "I really wanted $20k more. Should I accept this final offer?" "I'd lose $20k on my trade if I sell for that, what should I do?" These are questions that investors, traders and homeowners are faced with at times, especially when the market is on the decline or staying fairly ... Continue reading
