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As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..

After a crazy 2020, many investors and would-be investors are wondering what 2021 will hold in store for them. I outline my views and share my predictions in this article, which I hope you will find useful. Firstly, who am I to tell you what 2021..

This week we had a question from a client which prompted this blog. They said they wanted to fix their mortgage at the lowest possible rate and they asked me where I saw interest rates going.  It was a good question and it got my..

I get asked this question on a regular basis. The answer is simple: yes you should pay the principal off your loan. But then the question arises, which loan should I pay first - investment or personal? And, how much should I pay? You should always..

What does a man with $1 billion of property do when he becomes president and finds himself in control of the money supply, influencing credit conditions and the quantum of the government's fiscal spend as stimulus? The sceptic in me offers the following prediction. We..

Be careful and watch out - there are two new email phishing scams that have been reported by the IRD. Do not reply to them. See below for more details. First Scam Email "We are pleased to inform you that upon review of your fiscal..

Those who were watching the polls know Britain's decision to uncouple from the EU was a close thing. Prior to the counting of the votes, many thought Bemain would win the day. That, however, was not the case and now the uncoupling is becoming a reality.  ..