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It is with some interest that I watch the property and finance markets as the recent Reserve Bank rule (winding investor lending back to 60% loan-to-value ratio) starts to take effect and bite property investors. You have to ask whether the Reserve Bank has manufactured..
Read ArticleHow the Reserve Bank’s New Toy can Affect Home and Investment Property Ownership
by The Professional Trustee Team 12 Aug 13Just like cooking programs dominate our TV space, articles on property occupy our print media. Not that there's anything new in this. There's nothing so dear to Aucklanders' hearts as real estate and the desire to discuss and critique all things property. What is somewhat new,..
Read ArticleToday I talk about the your money outcomes and how to change our thoughts. How you think about money and what drives your thinking about money is determined by a number of factors, like your up bringing or your culture. I hope you enjoyed my..
Read ArticleIt seems to me everyone is talking about interest rates at the moment. I've been catching snatches of conversation on trains, planes and restaurants. The topic has featured heavily on TV and in newspapers. Dinner with friends at my home on Saturday night was no..
Read ArticleWhile some people are still concerned about the property market and are cautious about investing, it is my opinion that now is a great time to invest in Auckland. Why do I say that? For a number of reasons, which I outline below. 1. Low..
Read ArticleThere are many New Zealanders who have chosen to invest in Australian residential rental property, and this brings with it a number of important considerations. Ownership structures I have been asked many times what is the best option for this investment, i.e. personally, in..
Read ArticleIs it a Good Time to Buy Investment Property?.. PLUS Associated Persons Update
by Matthew Gilligan 27 Jul 09Many clients have been asking me if I think this is a better time to be investing in property in New Zealand. I think the answer is yes, but you need to be careful.The Good News: Immigration is on the rise - annualising at close..
Read ArticleKiwiSaver is a voluntary, work-based savings initiative to help New Zealanders with their long-term saving for retirement. It's designed to make it easy for people to get into the habit of saving regularly. Effective from 1 April 2009, changes were made to the KiwiSaver Scheme. ..
Read ArticleMany changes are occurring in our financial and real estate landscape. LOAN TO VALUE RATIOS (LVRs) As per my last blog on the proposed LVR rules, the LVR applicable across the whole of New Zealand for investors of residential property has now been set at..
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