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MANAGING THE MONEY AT DIFFERENT STAGES OF A WOMAN'S LIFE, PART 2
by The Professional Trustee Team 08 Nov 13This is the second of two blogs on managing the money at different stages of a woman's life - you can read part one here. SINGLE AT 35 Frequently, from the age of 25 through to 35 our earning capacities increase. Regrettably, so do our expenditures..
Read ArticleAs of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..
Read ArticleHere's something interesting … our money is about to get a facelift. Initially introduced into New Zealand's money system in 1999, our bank notes have become a little dull. New bright notes, however, are going to be the norm from October 2015 onwards. The notes will..
Read ArticleI regularly have discussions with clients about the difference between "profit" and "cash flow", as many people have difficulty in differentiating between the two. So what is the difference between profit and cash flow? Frequently it's the difference between success and bankruptcy. Profit Profit is..
Read ArticleIn 2012, the media focused on the comments of an economist, Shamubeel Eaqub, who is well documented for being anti-property. Bear in mind the media likes to present two sides to a story, in this case the counter point in the property debate. So Mr..
Read ArticleI get asked this question on a regular basis. The answer is simple: yes you should pay the principal off your loan. But then the question arises, which loan should I pay first - investment or personal? And, how much should I pay? You should always..
Read ArticleJust a minute with Janet. Today I discuss the three bank accounts you must have in your life. This is exactly how I run my day to day banking. I hope you enjoyed my short video blog. .
Read ArticleJust a Minute with Janet Today Janet discusses your money personalities. Which one are you? Do you spend money like a movie star or stash it away like Scrooge McDuck? Find out by watching this short video. (You can watch Part 2 of What are..
Read ArticleToday, Janet talks about the last two money personalities. Have you found out what you are yet? (You can view Part 1 of Money Personalities here.) I hope you enjoyed my short video blog..
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