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MANAGING THE MONEY AT DIFFERENT STAGES OF A WOMAN'S LIFE, PART 2

by The Professional Trustee Team 08 Nov 13

This is the second of two blogs on managing the money at different stages of a woman's life - you can read part one here. SINGLE AT 35  Frequently, from the age of 25 through to 35 our earning capacities increase. Regrettably, so do our expenditures..

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New LVR (Loan-to-Value Ratio) Rules

by Matthew Gilligan 09 Oct 13

As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..

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On a brighter note

by The Professional Trustee Team 10 Sep 15

Here's something interesting … our money is about to get a facelift. Initially introduced into New Zealand's money system in 1999, our bank notes have become a little dull. New bright notes, however, are going to be the norm from October 2015 onwards. The notes will..

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PROFIT VS CASH FLOW

by John Heaslip 30 Sep 13

I regularly have discussions  with clients about the difference between "profit" and "cash flow",  as many people have difficulty in differentiating between the two.  So what is the difference between profit and cash flow? Frequently it's the difference between success and bankruptcy.    Profit Profit is..

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In 2012, the media focused on the comments of an economist, Shamubeel Eaqub, who is well documented for being anti-property. Bear in mind the media likes to present two sides to a story, in this case the counter point in the property debate. So Mr..

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SHOULD I PAY THE PRINCIPAL OFF MY LOAN?

by Salesh Chand 20 Feb 13

I get asked this question on a regular basis. The answer is simple: yes you should pay the principal off your loan. But then the question arises, which loan should I pay first - investment or personal? And, how much should I pay? You should always..

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Three Bank Accounts you Must Have

by The Professional Trustee Team 31 Jan 13

Just a minute with Janet. Today I discuss the three bank accounts you must have in your life. This is exactly how I run my day to day banking. I hope you enjoyed my short video blog. .

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What are your Money Personalities Part 1

by The Professional Trustee Team 16 Jan 13

Just a Minute with Janet Today Janet discusses your money personalities. Which one are you? Do you spend money like a movie star or stash it away like Scrooge McDuck? Find out by watching this short video. (You can watch Part 2 of What are..

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What are your Money Personalities Part 2

by The Professional Trustee Team 20 Jan 13

Today, Janet talks about the last two money personalities. Have you found out what you are yet? (You can view Part 1 of Money Personalities here.) I hope you enjoyed my short video blog..

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Investing in residential property?

Put this at the top of your reading list.



If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully
  • Renovation do's & don'ts
  •  Property management 
  • Case studies and examples
  • and much, much more...
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