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We've lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ)wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system.  Lately those rumblings..

In recent times the Tax Working Group reviewing New Zealand's tax system has received increased attention.This is no surprise as it gets closer to making its recommendations, which now appear likely to come out early in the New Year.  The Tax Working Group is a..

When it comes to giving, they say it's the thought that counts. Unfortunately, not many people apply this truism when it comes to gifting to the family trust.  I expect lots of New Zealanders will, in the next little while, rush in where angels fear..

Back in May I wrote that the Reserve Bank had removed the loan-to-value restrictions, which they stated would be for a 12-month period. At the time, this made sense with Government, Treasury and most economists' predictions being in line with double digit decreases in house..

,We have just started a new calendar year but are running rapidly towards the end of the financial year. What we all want is to reduce tax and stress, so here are a few tips to get you started: Bad DebtsIn order to claim a..

If you’re enjoying a well-earned retirement, or looking out for the interests of your parents who are, there may come a time when rest home care is required, and you have to deal with funding the cost of that care. Will you be eligible for the..

In my interactions with clients, I often come across small business owners who are facing numerous challenges. They are focused on marketing their business, attracting customers, and honing their expertise. Invoicing and tax tend to take a back seat, as the business owner’s immediate priority is..

Just a minute with Janet. Today I discuss the three bank accounts you must have in your life. This is exactly how I run my day to day banking. I hope you enjoyed my short video blog. .

Firstly our hearts go out to those in Christchurch who have had to endure the earthquakes and aftershocks of recent times. Many of our staff have family in Christchurch and we have been hearing first hand the events of 22nd February and the flow-on effects..