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Over recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..

With the property market improving and prices starting to rise again, we are seeing increasing numbers of experienced traders in the market. Trading can be a great strategy in an upward market, but it’s easy to overspend or buy the wrong sort of property if..

If you've ever wondered whether gold and precious metals belong in your investment portfolio, you're not alone. Many Kiwi investors are curious about these "alternative" assets but aren't sure where to start. In this article I look at the sorts of things you need to..

One of the main aspects of property investment that people are concerned about is finance.  After all, the majority of investors will need to borrow some, if not most, of the purchase price in order to buy a property.  What is the best way to..

In spite of the opinions of the previous government and some of the public, property investors, whether large-scale landlords or “mum and dad” investors, are actually important contributors to New Zealand’s economy. Every investment property purchased sets off a chain reaction of economic activity: banks issue..

If you want to invest in property, but you don’t have enough funds, what can you do? Are you simply locked out of the market? Some of the most successful property investors started off with very little – they didn’t have significant savings, huge salaries,..

As the saying goes: You make your money when you buy a property. In other words, if you buy the wrong property, or for the wrong price, you can suffer financially. But buying the right property for the right price will generate income for you..

In 2024, GRA formed a not-for-profit property advocacy group, Subdivision Advocacy NZ (SANZ), with Kirsty Merriman (developer) and Simon Oconner (town planner). We formed this in reaction to some astonishingly concerning behaviours from Auckland Council, Vector, Veolia and Watercare. The most well-known include the surprise..

Labour's recently announced capital gains tax (CGT) policy has been positioned as a fairer way to tax wealth in New Zealand. After internal debate between a wealth tax and CGT, the caucus voted almost unanimously for the latter. Under this proposed policy, from July 2027 investment..