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With interest rates easing and the property market evolving, the next two years could be a window of opportunity for savvy property investors.  If I were planning on investing in the market today, the strategy outlined below is what I’d be using to get ahead.1...

Those of you who are knowledgeable about the NZ mortgage landscape may have heard in the past about Resimac’s Specialist Investor Product. This offered a great longer-term solution for those who wanted to hold investment properties but couldn’t meet overly cautious bank affordability criteria.While this..

The Reserve Bank (RBNZ) surprised at their recent Official Cash Rate review on the 29th of November with their adoption of a relatively hawkish tone and the suggestion that we may not have seen the end to cash rate increases. They increased their own projection for..

At Property Ventures we are increasing our focus on new builds as investments because we see tremendous advantages from a financing perspective. Not only do investors get pristine new and low maintenance properties in better areas, they get the benefit of 80% LVRs and tax..

Over the last few years it has become harder for property investors and developers to obtain the funding they need. In spite of low interest rates, some good opportunities in the property market and a high demand for new housing (especially in Auckland), it has..

As investors become increasingly aware of how much the lending landscape has changed from that of a few years ago, a question I am receiving a lot is, “When will we see the banks relax mortgage lending criteria again?” Whilst we saw the slight relaxing..

Banks have recently tightened their criteria and changed their serviceability rules so much, that it has become much harder for investors to get finance. And for large investors, it is almost impossible. The RBNZ has told banks that they must adopt ‘sensible lending’ practices, which..

The next few months could see a shock to some Kiwi households’ budgets, as around 60% of existing mortgages are having their fixed rates expire within 12 months. Interest rate increasesThis time last year, a large number of borrowers were fixing on the 12-month rate because..

With business sentiment softening and the property market coming off the boil in Auckland, I thought I would join the bandwagon and talk about the doom and gloom that is prevailing in property investment circles.  As a starting point, I would note the downturn is..