Insurance premiums have been increasing year on year, for as long as most people can remember. Leaky buildings, meth contamination and earthquakes have all contributed to an upward trend in the cost of insurance.

One way to buck the trend is to buy insurance online, removing the middle man, lowering overheads and allowing the benefits to flow through to the property owner. Whether it’s your home, investment property or holiday house, Initio, together with GRA, provide access to direct cover at lower cost, reducing your premiums by up to a third.

Do you lose benefits from cheaper premiums?

No. You get the same cover as other insurers. In fact, some benefits that Initio provides are better than most (e.g. for meth contamination).

Is it reliable and safe cover?

Underwritten by Lumley (a business division of IAG), Initio is very safe and secure in their ability to pay claims.

To find out more and obtain a free online quote, please click on the banner below:

Some of the things Initio Landlord Insurance will provide cover for are:

  • Damage caused by the manufacture of methamphetamine up to the full policy limit (many other insurers won’t do this)
  • $20,000 contents cover, which is automatically included with Landlord house insurance
  • Loss of rental income due to damage that results in the property being uninhabitable - up to $80,000
  • Cover of $25,000 for deliberate damage by tenants is automatically included (most other insurers make you buy this cover separately)
  • Multi-unit cover – up to six flats under the same roof on the same policy, which means a single excess and lower premiums

To find out more about how to insure your home or investment property cheaper, and to obtain a free online quote, please click here.