initio

Gilligan Rowe & Associates

As active property investors, at GRA we noticed our insurance brokers were charging us more each and every year. So we started to shop around, and in the process we came across Initio.


We discovered that: 

1. Initio are cheaper

Because they are online, and specialise in insuring houses.

2.  You can get a quote in seconds

All you have to do is enter the address of the property and Initio will show you the cost to insure that property - it's that easy! The same is true for your motor vehicle: simply type in your rego. Click here to get a quote.

3. Their benefits are comprehensive

Initio's benefits are equal to or exceed the other covers we had in our portfolios. Their cover includes loss of rents, deliberate damage by tenants, and meth contamination. 

4. Initio is backed by IAG

Initio is underwritten by IAG, the largest general insurer in Australasia. Learn about their financial strength here


All of this caused us to have a conversation with their CEO, and GRA are now pleased to bring you an insurance offering in partnership with Initio. For an instant free online quote, please click on the banner below:




Some of the things Initio Landlord Insurance provides as standard are:

  • Damage caused by the manufacture and consumption of methamphetamine (up to $30,000), with loss of rents paid in addition to this
  • $20,000 free contents cover (can be increased to $60,000)
  • Loss of rental income due to damage - $20,000 (with ability to increase to $80,000)
  • Loss of rental income up to six weeks for eviction, abandonment or prevention of access
  • Cover of $25,000 for deliberate damage by tenants is automatically included (most other insurers make you buy this cover separately)
  • Multi-unit cover – up to eight flats under the same roof on the same policy, which means lower premiums
  • $3,000 cover for hidden gradual damage
  • Replacement cover (new for old) up to your chosen insured value
  • Cover for all the essential and big events, like fire, storm, flood, earthquake

Initio are also the winners of the 2024 Canstar Innovation Excellence Award for their Smart Claims platform, which allows you to lodge and manage claims quickly and easily online. 

To find out more and get a quote in seconds for your home or investment property, please click here.



Testimonials
Hi Salesh, I just wanted to send you an email on behalf of GRA to say how fantastic we have found your company to date. As you know, Ben and I joined GRA a couple of months ago and have just found you so amazingly helpful in getting our new property set up correctly and sorted out. We have what I would consider a rather complicated structure as a result and it’s a fantastic feeling to know that we are getting everything done in the best way possible. We have just had approval to put a minor dwelling on the property which will make a massive difference in terms of cash flow and obviously value, something we would never have even thought of without GRA and which we are very excited about. During the buying process we attended a seminar with Matthew and from the outset thought he was fab. We therein signed up for property school and found this nothing short of fantastic. The content was relevant, up to date and comprehensive, but more importantly it was taught in a way that we could actually understand and really get value out of. I wanted to mention also, that everybody GRA have recommended to us has been just so efficient and absolute masters at what they do. A wonderful network of people that we feel very lucky to now be able to call on. From Kris Pederson and Bryan Rist who put our mortgage together to the insurance guys they then referred us to, I’m super impressed. Within GRA, Ellery has probably turned things around for us faster than I’ve ever known before, something which we appreciated so very much when it came to crunch time. She’s always a pleasure to deal with and again, we’re stoked. We’ve just settled on the property today and are about to go and get the keys. I’m pretty pumped and hence this email is probably rather excitable. So, a massive thank you to you Salesh, the partners for such a fabulous 6 weeks at property school and everyone at GRA for their help. May this be the start of our property empire. Thanks again, - A & B - July 2015
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