Property Structures

Gilligan Rowe & Associates

Property Tax Structures

Property Tax StructuresOne of the most common areas of advice given throughout New Zealand by solicitors and accountants is advice over the structuring and management of investment property.

There is also differing opinion as to the best structures to utilise, when it comes to managing investment property.  This includes the best approaches when it comes to end ogf year accounting for property investors.

At GRA, we have over the years become very specialised in property structures and managing property investors affairs.  This happened when founding partner, Matthew Gilligan started the practice and simultaneously became a property investor and property developer.

As a relative newbie to property at the time, Matthew went looking for expert advice in the area and found the level of advice on structuring property and wealth was not good in NZ as a whole.

We have had the same reported to us on many occasions by other investors since Matthew found this to be the case, and it was one of the reasons GRA and Matthew became so focused in providing Asset Planning advice to property investors.  The reality is that it is an area of core need that is not well catered for by many accounting and legal firms.

Questions Frequently Asked by Property Investors

Common questions investors routinely ask GRA include:

1.      How should I own my investment property?

2.      How does my investment property structures fit into my business structures?

3.      Should I use an LTC or invest individually or use a trust?

4.      Should I use trusts in my structures?

5.      How do I break associated persons rules, and buy and hold property without
         it becoming associated to ( and taxable through )association to development
         or trading property.

6.      How do I control the banks, so that they do not get security over all of my
         assets and is this possible?

7.      How do I keep growing my investing activities, safely?

8.      What types of investing strategies should I be considering, including:

       a.      Buy and hold investment

       b.      Property trading, flips etc

       c.      Development strategies, small and large scale

       d.      Lease options

       e.      Rent by the room

       f.       Land banking

       g.      Cross border investing - what should I be doing offshore and how does
                this affect my tax structures ?

Whether you are using these strategies or seeking more information about how they could work for you (and how you should structure your tax around these activities), then we are the people you need to talk to.


Here's How We Can Help You:

*    Set up and run professional asset planning structures

*    Develop and implement property investment strategies

* Maintain and complete financial accounts and tax returns 

* Give you access to our Wealth Suite product to help you track and manage your assets and cash flow. This is a subscription-based product, discounted for GRA accounting clients. Find out more here.

*   Introduce you to expert alliance partners, who specialise in these strategies, including
        running mentoring programmes, financing and other courses on these ideas.

To book a meeting to discuss these services and how GRA can help you, click below.

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Typical Salaried Property Investor Structure - Family Trusts & LTC

accountant property structure

 For more information about this diagram, please request an interview.


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Typical Property Trader / Developer Tax Structure

accountants tax structure

 For more information about this diagram, please request an interview.


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Testimonials

We moved our business accounting to GRA twelve months ago and have never looked back.  

Matthew Gilligan and his team have consistently provided us with honest straight forward advice and have proved themselves to be honorable, trustworthy and efficient in all matters to date. The point of difference for us is that GRA do not charge their clients for every question asked (like most other accountants) which allows for better communication and understanding of how to run a successful company.  

GRA have impeccable time management systems in place and their customer service is outstanding.  I recommend them to any other business that wants good solid advice with the aim of business success, asset protection and opportunities for sound investments.

A Ellis – EC Flooring Contractors Limited.
A Ellis
Testimonials
When we started with GRA we werent certain of the benefits they could provide us. However they quickly unravelled our complex situations with multiple companies and structured our businesses so that we received maximum personal protection and minimised our tax liabilities. They have always been accurate on time thorough and available to answer our questions. Now six years after first moving to the team at GRA they have skilfully guided us to a future that looks amazing. It is with confidence we make decisions knowing our interests are protected by an outstanding group of modern forward thinking professionals. Their guidance has been invaluable and we can thoroughly recommend GRA - Dougall Love and Janice Knowles - June 2017
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Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
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