Guest Contributor Blog

Guest Contributor

Viewing Guest Contributor Blog

Mind the Gap: Understand the ACC Cap!

by Steve Munro - Guest Contributor 08 Nov 23

As an insurance adviser and a property investor, I’ve often felt like a circus performer, juggling every dollar amidst soaring interest rates. Life's unpredictability remains the one constant through it all.The ACC Reality CheckMany perceive the Accident Compensation Corporation (ACC) as a beacon. However, contrary..

Read Article

  How far does your health insurance really go?

by Steve Munro - Guest Contributor 20 Jun 23

No matter what business you are in (property investment, self-employed, salaried, or retired), health insurance should be part of your risk mitigation strategy. Consider this question: How much would you pay to live for an extra year? If you are diagnosed with serious illness, the..

Read Article

  The 7 Deadly Sins of Health Insurance & Life Insurance

by Steve Munro - Guest Contributor 19 Aug 22

If you are in business, have debt, or need to work to earn an income, you probably already know it’s a good idea to have risk nsurance (health, life, trauma, income protection etc.). What you possibly don’t know, is that you are likely entitled to..

Read Article

House insurance costs on the move - what you need to know

by Initio Insurance - Guest Contributor 12 Oct 22

With the Government earthquake levy increasing by 60% on 1 October 2022, escalating rebuild values, and insurers adjusting their premiums, it’s a good time to check your house insurance.  Here’s the low-down and some tools to help you.  In recent years we have seen significant..

Read Article

Sunset Clause - off-the-plan sales

by Mark Honeybone - Guest Contributor 17 Feb 22

Many people who have bought an investment property over the past 12 months have been forced to buy a new build due to the government’s current rules:• Healthy Home requirements• Lower LVR for new builds (20% deposit rather than the 40% required for second-hand properties) • The ability to claim..

Read Article

Impact of new legislation on property investors and tenants

by Mark Honeybone - Guest Contributor 21 Jul 21

There have been many changes to legislation affecting property investors over the past 4½ years. We have had:•  Healthy Homes Standards•  Loan-to-value ratio (LVR) changes•  Requirement for heat pumps•  Loss of claiming interest as an expense How have property investors reacted and what has happened? Before I..

Read Article

Opportunity costs

by Mark Honeybone - Guest Contributor 25 Nov 19

"Should I sell, or should I wait till the property is worth more?" "I really wanted $20k more. Should I accept this final offer?" "I'd lose $20k on my trade if I sell for that, what should I do?" These are questions that investors, traders and homeowners are..

Read Article

What makes a good investment property?

by Mark Honeybone - Guest Contributor 14 Aug 18

Last month I received some great questions in my 'Ask Mark' series on Property Ventures’ Facebook page (propertyventuresnz).  One of them was a very important "back to basics" question: What factors do you take into account to consider a property to be good for investment?..

Read Article

Using a Real Estate Agent

by Mark Honeybone - Guest Contributor 10 Dec 17

Choosing the right real estate agent can make a big difference to your selling experience, and to your bottom line. A knowledgeable real estate agent can make you a lot of money. On the other hand, if you don't have a good agent, you can..

Read Article
To educate you must entertain. Property School was both informative and fun. I could not have coped with a boring session after a day in the office. The things I found most valuable were learning about the property wealth wheel, the value of trusts, credit lines and Life Online (which I will use again in the future). I got a lot out of it and have already recommended Property School to friends. - Peter M - November 2015
We can help
Here's how

GRA logo

Gilligan Rowe and Associates is a chartered accounting firm specialising in property, asset planning, legal structures, taxation and compliance.

We help new, small and medium property investors become long-term successful investors through our education programmes and property portfolio planning advice. With our deep knowledge and experience, we have assisted hundreds of clients build wealth through property investment.

Learn More
GRA Senior Partners