"We add value and
we get it right."
We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.
We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.
You choose the services. We will deliver and ensure your expectations are met.
No other firm has our depth of knowledge and experience in property investment. We literally wrote the bookProperty 101 by Matthew Gilligan! We offer services to help property investors succeed and education to help property investors succeed to help property investors succeed. Learn more about GRA services to help property investors succeed..
GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..about GRA tax consultancy services..
If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..about GRA Family Trust accounting services
Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..about GRA Asset planning accounting services
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In November 2023, I was interviewed by Blandon Leung of MortgageHQ.We discussed my journey into property investment, common challenges faced by investors, my investment philosophies, and my predictions for the 2024 property market.
You can watch the video below.Continue reading
As part of the initiative to assist businesses suffering from the impact of Covid-19, the Government has created the Small Business Cashflow Loan Scheme (SBCS). Under this scheme, eligible businesses will be able to borrow up to $100,000, interest-free or at low interest rates, to help with their cashflow. Many small to medium businesses will have had a dramatic reduction ... Continue reading
The bad news is that we find ourselves in Level 4 once again. The good news is that there is plenty of support available if your business is negatively impacted due to the lockdown. First and foremost, however, we hope you and your family are safe and well. Although lockdowns are not especially fun, we are lucky to live in ... Continue reading
Almost a year to the day since the Government announced rules to eliminate tax deductions on interest for property investors, the legislation has all but reached its final destination. In the last two weeks the Select Committee report on the first draft of the legislation has been released and amendments have been made to the first draft reflecting these ... Continue reading
As part of the increase in the top individual tax rate to 39%, the government has brought in the requirement to provide Inland Revenue more information in your trust tax returns. This applies from the 2022 tax year onwards. They have done this to ensure that Inland Revenue will have plenty of information in order to decide whether or ... Continue reading
We have noticed that more and more employers are incentivising their employees by offering shares and share options as part of their employment packages. Shares can also be offered to past and future employees. Offering shares provides an opportunity to motivate and retain key employees of the business by offering them “skin in the game”, and can thus be beneficial ... Continue reading
It’s that time of year when businesses look to reward their staff and clients by hosting Christmas parties, giving gifts, and paying bonuses.Some of these costs may be fully deductible, some may be 50% tax deductible, and others subject to Fringe Benefit Tax (FBT) or PAYE deductions. To help your business stay on the right side of the Christmas ... Continue reading
As property tax and structuring specialists, one of the most common questions we encounter at GRA is whether to set up a look-through company (LTC) to hold investment property. The answer, more often than not, has shifted over the years to no.
LTCs, once considered a go-to option for property investors, have seen their appeal diminish significantly in recent years. ... Continue reading
Recently New Zealand passed legislation which we are finding is affecting many clients, especially individuals, trusts and companies. For this reason, it's important you are aware of the new law and how it will affect you. Purpose and objective of new legislation The law recently enacted is called the Anti-Money Laundering and Countering Financing of Terrorism Act 2009, commonly ... Continue reading
In big news for property investors, on 30 April 2020 the Reserve Bank (RBNZ) confirmed that they were removing the loan-to-value restrictions that had been in place in one form or another since October 2013. Back then, the RBNZ decided to introduce different tools rather than just using interest rates (through the official cash rate) to have some control over ... Continue reading
Many people who have bought an investment property over the past 12 months have been forced to buy a new build due to the government’s current rules:• Healthy Home requirements• Lower LVR for new builds (20% deposit rather than the 40% required for second-hand properties) • The ability to claim interest for 20 years from issue of the code compliance certificate (you can no ... Continue reading