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GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..
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GRA Blogs: Latest Posts
Impact of Covid on the Property Market
I have been surprised at the somewhat negative media commentary on property in the last 90 days, with prominence given to many of the usual doomsayer economists predicting a market meltdown. With predictions of 10–20% price drops (and a few keyboard warriors during lockdown saying the market could fall up to 50%), it seemed we were in for something ... More
Often business owners need to approach the bank for money, for example to put into their business. This is a perfectly normal part of running a business. However, there is something that many business owners are unaware of, which could jeopardise their relationship with the bank and therefore their chances of borrowing any more money in the future.
When ... More
Investing in Auckland
While some people are still concerned about the property market and are cautious about investing, it is my opinion that now is a great time to invest in Auckland. Why do I say that? For a number of reasons, which I outline below. 1. Low interest rates Interest rates are at record lows, and chances are they will stay ... More
Changes to boarding service rules
Over the years I have had wide-ranging conversations with clients about boarding services and how to qualify. The reason people wish to qualify is as providing a boarding service is if the amount of income you receive falls below either the “weekly standard-cost” threshold or the “annual housing standard-cost” threshold, then the income is exempt from tax, i.e. it ... More
What are all these bank forms? - Global Tax Evasion
You will likely have recently been sent a bunch of forms to fill in from your bank or other financial institution asking you to define yourself or your entities by choosing between various unintelligible categories. Once you’ve chosen a category by throwing a dart at the form you’re then asked to advise whether or not you are tax resident ... More
Unpaid tax on rental income
It is a requirement in New Zealand for parties to provide their IRD numbers when buying or selling real estate (whether as an individual or through another entity such as a company or trust). Normally this does not pose any sort of problem. However, there will be significant issues if you are selling a property that has been generating ... More
New law that will affect you
Recently New Zealand passed legislation which we are finding is affecting many clients, especially individuals, trusts and companies. For this reason, it's important you are aware of the new law and how it will affect you. Purpose and objective of new legislation The law recently enacted is called the Anti-Money Laundering and Countering Financing of Terrorism Act 2009, commonly ... More
Don't expect banks to loosen lending anytime soon
As investors become increasingly aware of how much the lending landscape has changed from that of a few years ago, a question I am receiving a lot is, “When will we see the banks relax mortgage lending criteria again?” Whilst we saw the slight relaxing of LVR restrictions at the start of the year, over roughly the same period ... More
Advantages of new builds
At Property Ventures we are increasing our focus on new builds as investments because we see tremendous advantages from a financing perspective. Not only do investors get pristine new and low maintenance properties in better areas, they get the benefit of 80% LVRs and tax advantages from higher chattel depreciation. These smart tax and finance benefits make investing ... More