Salesh Chand Blog

Salesh Chand

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On 12 May I hosted a Frank Discusson about the Property Market webinar with Kris Pedersen (founder of KPM Mortgages), and Than Sundar (experienced property trader and developer). Over the session, we covered interest rates, bank lending, risk management, and where the market is actually..

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Lenders and borrowing incentives

by Salesh Chand 16 Dec 25

Over recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..

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My 24-Month Property Investor Game Plan

by Salesh Chand 23 Jun 25

With interest rates easing and the property market evolving, the next two years could be a window of opportunity for savvy property investors.  If I were planning on investing in the market today, the strategy outlined below is what I’d be using to get ahead.1...

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Property Investment Strategy August 2020

by Salesh Chand 10 Aug 20

In this blog I share my current property investing strategy (as at August 2020), because there is a window of opportunity for investors that is likely to close soon. I outline the main points below. Finance At present, some banks are lending 80% on investment properties, which..

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Banks have recently tightened their criteria and changed their serviceability rules so much, that it has become much harder for investors to get finance. And for large investors, it is almost impossible. The RBNZ has told banks that they must adopt ‘sensible lending’ practices, which..

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Apart from inspiration from the presenters, the things I enjoyed most abut Property School were meeting other people that are starting out in property investment and making good contacts. - Paul Bruce, November 2018
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