Salesh Chand Blog
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Over recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..
Read ArticleWith interest rates easing and the property market evolving, the next two years could be a window of opportunity for savvy property investors. If I were planning on investing in the market today, the strategy outlined below is what I’d be using to get ahead.1...
Read ArticleIn this blog I share my current property investing strategy (as at August 2020), because there is a window of opportunity for investors that is likely to close soon. I outline the main points below. Finance At present, some banks are lending 80% on investment properties, which..
Read ArticleBanks have recently tightened their criteria and changed their serviceability rules so much, that it has become much harder for investors to get finance. And for large investors, it is almost impossible. The RBNZ has told banks that they must adopt ‘sensible lending’ practices, which..
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