Business owners and property investors choose GRA because . . .
"We add value and
we get it right."
We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.
We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.
You choose the services. We will deliver and ensure your expectations are met.
GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..
If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..
Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..
GRA Blogs: Latest Posts
Covid-19 - Offices closed but business as usual
After the Covid-19 announcement today, all our staff will be working from home. We are well set up to do this, and our business will operate as per usual, with the following changes:
All meetings will be by phone or Skype
All events will be held online
We will not be able to receive postal or courier mail for ... More
End of year challenges for business owners
It’s that time of year where many businesses are finding things tight financially. Consequently, they can struggle to meet their tax obligations with IRD. If you find yourself in this situation you must be proactive. Simply, if you get to the point where IRD start chasing you, your options become more limited and you can end up paying more ... More
Money supply for property investment
The money supply for property investing is getting tighter. It is becoming harder to obtain finance because policy is changing in an effort to protect New Zealand’s banking system. So now is a good time to think about where your money supply comes from and where you will source it in the future, especially if things take a turn ... More
Australian Rental Property - significant changes to deductions
If you own (or plan to own) residential rental property in Australia, there are changes to the tax deduction rules that will affect you, particularly if your cash flow is tight. These changes were announced in the May 2017 Australian Federal budget and were passed by Parliament on 15 November 2017. They take effect from 1 July 2017 onwards ... More
Is the cost of insulating a rental property tax deductible?
As you may be aware, there is a new law that requires all tenanted homes to be insulated by 1 July 2019. Anyone who owns rental property must ensure their properties are insulated to the required standard by this date. At GRA we’ve been getting a lot of questions about whether the cost of insulating a rental property is ... More
Unpaid tax on rental income
It is a requirement in New Zealand for parties to provide their IRD numbers when buying or selling real estate (whether as an individual or through another entity such as a company or trust). Normally this does not pose any sort of problem. However, there will be significant issues if you are selling a property that has been generating ... More
The flaws of introducing DTI
We've lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has been written about this and indeed I canvassed the subject myself when I presented ... More
Market Update April 2017
It’s been an interesting start to 2017 with a much tighter credit market than what we have seen for most of the last decade. While the majority of the media have been concentrating on the fact that the market seems to have slowed since the 40% deposit rule introduction, I put more down to banks themselves pulling back in ... More
Advantages of new builds
At Property Ventures we are increasing our focus on new builds as investments because we see tremendous advantages from a financing perspective. Not only do investors get pristine new and low maintenance properties in better areas, they get the benefit of 80% LVRs and tax advantages from higher chattel depreciation. These smart tax and finance benefits make investing ... More