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Articles by Steve Munro - Guest Contributor

The 7 Deadly Sins of Health Insurance & Life Insurance

AUTHOR: Steve Munro - Guest Contributor

POSTED: 19 August 2022

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If you are in business, have debt, or need to work to earn an income, you probably already know it’s a good idea to have risk nsurance (health, life, trauma, income protection etc.). What you possibly don’t know, is that you are likely entitled to claim for more things than you realise. But unless your broker points this out, most people will have no idea. And if you are tempted to think health insurance is an unnecessary expense because New Zealand has a public health system - think again. You can’t rely on the public system because wait times for many procedures are astronomical.

In this video, Steve Munro from Risk Direct Insurance explains what you should know – and you may be surprised at what you will discover:

How to make sure you have the right sort of cover
Benefits you might not know you have
Are you paying premiums for things already covered under other parts of your policy?
Common things people don’t realise they can claim for
Cost-cover balance – are you over or under insured?
Is your broker an ex car salesman or a superhero?
How to choose and work with a good broker
How to make claiming easier
Real life case studies

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Disclaimer: This article is intended to provide only a summary of the issues associated with the topics covered. It does not purport to be comprehensive nor to provide specific advice. No person should act in reliance on any statement contained within this article without first obtaining specific professional advice. If you require any further information or advice on any matter covered within this article, please contact the author.

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