"We add value and
we get it right."
We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.
We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.
You choose the services. We will deliver and ensure your expectations are met.
No other firm has our depth of knowledge and experience in property investment. We literally wrote the bookProperty 101 by Matthew Gilligan! We offer services to help property investors succeed and education to help property investors succeed to help property investors succeed. Learn more about GRA services to help property investors succeed..
GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..about GRA tax consultancy services..
If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..about GRA Family Trust accounting services
Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..about GRA Asset planning accounting services
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Labour's recently announced capital gains tax (CGT) policy has been positioned as a fairer way to tax wealth in New Zealand. After internal debate between a wealth tax and CGT, the caucus voted almost unanimously for the latter. Under this proposed policy, from July 2027 investment property (including commercial and residential but excluding family homes and farms) will be taxed ... Continue reading
With the property market improving and prices starting to rise again, we are seeing increasing numbers of experienced traders in the market.
Trading can be a great strategy in an upward market, but it’s easy to overspend or buy the wrong sort of property if you don’t understand the fundamentals involved.
In this recent webinar, I had a discussion ... Continue reading
As we close in on summer, I thought it was worth highlighting a tax trap for bach owners who want to get some extra income by renting out the holiday home on Airbnb. Consider the following.Let us say that 30 years ago your parents formed a trust to buy a holiday home. The holiday home is used exclusively for ... Continue reading
AI is taking the world by storm, whether we like it or not. If you are a businessowner, it is arguably prudent to look at embracing it, rather than ignoring it or writing it off as something that doesn’t affect you. Businesses that work out how they can use AI to their advantage are likely to end up with a ... Continue reading
You might remember the articles we shared in November 2023 and October 2024, discussing the GST changes for all Airbnb properties effective from 1 April 2024. As we’ve been working through clients’ 2025 financial statements, we’ve come across a few unexpected issues that are worth highlighting.When clients start offering their properties for short-term stays and inform platforms like Airbnb whether ... Continue reading
In today’s business environment, real-time financial visibility is no longer a luxury - it’s essential. Yet many business owners still treat accounting as something to look at once a year, often relying on outdated spreadsheets or systems that weren’t designed for the demands of a modern organisation.If you want to grow sustainably, maintain control, and avoid unnecessary stress, adopting ... Continue reading
Going out on your own is exciting, but it also comes with some harsh tax realities. Unfortunately, these can be unexpected, especially when you're entering your first year of self-employment. One very helpful piece of tax policy for new small-business owners in New Zealand is the early payment discount. This is essentially a free tax write off / reduction for ... Continue reading
If you’re enjoying a well-earned retirement, or looking out for the interests of your parents who are, there may come a time when rest home care is required, and you have to deal with funding the cost of that care. Will you be eligible for the Residential Care Subsidy?There is government support available in the form of the Residential Care ... Continue reading
Those of you who are knowledgeable about the NZ mortgage landscape may have heard in the past about Resimac’s Specialist Investor Product. This offered a great longer-term solution for those who wanted to hold investment properties but couldn’t meet overly cautious bank affordability criteria.While this product left the market a while back, the initial signs are that it may ... Continue reading
When we think about life insurance, our minds often go straight to a one-off lump sum payout designed to pay off the mortgage, ensuring that your family won’t be left without a roof over their heads if you or your partner were to pass away. However, life insurance can offer far more than just debt coverage.Extended Support for Your ... Continue reading
Property 101by Matthew Gilligan
Investing in residential property?
Put this at the top of your reading list.
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.
- How to find the right property
- How to negotiate successfully
- Renovation do's & don'ts
- Property management
- Case studies and examples
- and much, much more...































