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No other firm has our depth of knowledge and experience in property investment. We literally wrote the book! We offer services and education to help property investors succeed. Learn more..

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GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..

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If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..

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Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..

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GRA Blogs: Latest Posts

Loss Ring-fencing Questions

 Matthew Gilligan  28 Jan 19

Matthew Gilligan I wrote about loss ring-fencing in my December article, and it is still a hot topic. With the rules to take effect from 1 April 2019, and the legislation still not finalised, there are a number of questions that remain. I address some of these using case studies, which could well apply to you.   But first, in case you ... More 

Buying property with friends and family

 John Rowe  22 Mar 15

John Rowe One common theme that seems to be on the 'up' this year, is two or more investors coming together to buy property through small private partnerships, LTC's or joint ventures.  Common examples include:- Family members buying an asset from the deceased estate of a relative; Family members or friends pooling resources of capital to get enough deposit to buy a property ... More 

SHOULD I PAY THE PRINCIPAL OFF MY LOAN?

 Salesh Chand  21 Feb 13

Salesh Chand I get asked this question on a regular basis. The answer is simple: yes you should pay the principal off your loan. But then the question arises, which loan should I pay first, investment or personal? And, how much should I pay? You should always pay off your personal loan first as this is non-deductible for tax purposes. Unlike ... More 

INVESTING IN AUSTRALIAN RESIDENTIAL PROPERTY

 John Heaslip  12 Jul 13

John Heaslip There are many New Zealanders who have chosen to invest in Australian residential rental property, and this brings with it a number of important considerations.   Ownership structures I have been asked many times what is the best option for this investment, i.e. personally, in a company or in a trust. Investing via a company is not desirable due ... More 

Is the cost of insulating a rental property tax deductible?

 Anthony Strevens  07 Dec 16

Anthony Strevens As you may be aware, there is a new law that requires all tenanted homes to be insulated by 1 July 2019. Anyone who owns rental property must ensure their properties are insulated to the required standard by this date. At GRA we’ve been getting a lot of questions about whether the cost of insulating a rental property is ... More 

Unpaid tax on rental income

 Anna Loginova  12 Dec 18

Anna Loginova It is a requirement in New Zealand for parties to provide their IRD numbers when buying or selling real estate (whether as an individual or through another entity such as a company or trust). Normally this does not pose any sort of problem. However, there will be significant issues if you are selling a property that has been generating ... More 

Interest rates and the year ahead

 The Professional Trustee Team  23 Dec 15

The Professional Trustee Team There is no doubt about it – Christmas is a magical time, filled with love and friendship and happy moments, especially those encompassing the opening of presents!  It's also a time for reflection on the year past.   This year has brought many changes.  Banking policies such as loan-to-value ratio policies were introduced.  New taxation legislation (the bright line ... More 

Market Update April 2017

 Kris Pedersen  05 Apr 17

Kris Pedersen It’s been an interesting start to 2017 with a much tighter credit market than what we have seen for most of the last decade. While the majority of the media have been concentrating on the fact that the market seems to have slowed since the 40% deposit rule introduction, I put more down to banks themselves pulling back in ... More 

Advantages of new builds

 Mark Honeybone  20 Jun 17

Mark Honeybone At Property Ventures we are increasing our focus on new builds as investments because we see tremendous advantages from a financing perspective. Not only do investors get pristine new and low maintenance properties in better areas, they get the benefit of 80% LVRs and tax advantages from higher chattel depreciation.   These smart tax and finance benefits make investing ... More 

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Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
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