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Fund Smarter – how to borrow more, be tax efficient and protect what you’ve built
by Salesh Chand 30 Mar 26If you own property in New Zealand, the latest lending changes could open up significant opportunities – but only if your finance is structured the right way. Banks now have more flexibility to lend up to 80% LVR to property investors when secured against existing..
Read ArticleWhat separates property investors who build thriving portfolios from those who struggle or give up? It's not luck, timing, or having deep pockets – it’s knowing and consistently applying 10 key principles. In this webinar, Maggie Zabaglo, Than Sundar and I shared exactly what has..
Read ArticleOver recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..
Read ArticleWith the property market improving and prices starting to rise again, we are seeing increasing numbers of experienced traders in the market. Trading can be a great strategy in an upward market, but it’s easy to overspend or buy the wrong sort of property if..
Read ArticleIf you've ever wondered whether gold and precious metals belong in your investment portfolio, you're not alone. Many Kiwi investors are curious about these "alternative" assets but aren't sure where to start. In this article I look at the sorts of things you need to..
Read ArticleOne of the main aspects of property investment that people are concerned about is finance. After all, the majority of investors will need to borrow some, if not most, of the purchase price in order to buy a property. What is the best way to..
Read ArticleIn spite of the opinions of the previous government and some of the public, property investors, whether large-scale landlords or “mum and dad” investors, are actually important contributors to New Zealand’s economy. Every investment property purchased sets off a chain reaction of economic activity: banks issue..
Read ArticleIf you want to invest in property, but you don’t have enough funds, what can you do? Are you simply locked out of the market? Some of the most successful property investors started off with very little – they didn’t have significant savings, huge salaries,..
Read ArticleAs the saying goes: You make your money when you buy a property. In other words, if you buy the wrong property, or for the wrong price, you can suffer financially. But buying the right property for the right price will generate income for you..
Read ArticleTestimonials
Hi Matthew, my name is Mark Soster and I would just like to congratulate you on your wonderful book Property 101. A few weeks ago I had a "financial awakening" and began devouring all the books I could find on the subject, however I keep coming back to yours. After 3 reissues from the library I think it easier now just to buy it. Wonderfully simple yet complex enough to require multiple reads and note taking. It has taken a lot of the fear away with regards to property investment but also tempered me with caution. Without it I would probably have stupidly invested anywhere but Auckland, telling myself it’s too expensive, I now appreciate why would you invest anywhere else? The numbers never lie, in a 20 year plan then Auckland is King for capital gain. As a fan of maths (the only perfect thing on earth?) I can see how each opportunity can be ruthlessly examined on a purely financial level. Anyway, thanks again, I will definitely be contacting your company with regards to coaching and expertise. - Mark Soster - October 2017
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Gilligan Rowe and Associates is a chartered accounting firm specialising in property, asset planning, legal structures, taxation and compliance.
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