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Articles by Steve Munro - Guest Contributor.

Guest Contributor

How far does your health insurance really go?

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No matter what business you are in (property investment, self-employed, salaried, or retired), health insurance should be part of your risk mitigation strategy.

Consider this question: How much would you pay to live for an extra year?

If you are diagnosed with serious illness, the right health insurance that gives you access to the best treatments can make a difference of one year, five years, or even provide a cure.

But not all health insurance is created equal, and many policies don’t include all the treatment options that are available. Crowd funding to get the treatment you or a loved one need is not going to be fun at what could be a very stressful time in your life.

So it’s not a case of ‘any old health insurance policy will do’. You need to know exactly what you are covered for – and what you are not covered for (this may surprise you).

This video explains what you need to be aware of, and how to make sure your health insurance story is a successful one, not a nightmare.

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Disclaimer: This article is intended to provide only a summary of the issues associated with the topics covered. It does not purport to be comprehensive nor to provide specific advice. No person should act in reliance on any statement contained within this article without first obtaining specific professional advice. If you require any further information or advice on any matter covered within this article, please contact the author.
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This letter is to express my appreciation for the assistance and encouragement of both Anthony Lipscombe and particularly John Heaslip over the last financial year. The period since activating my trading trust has been one of considerable stress, as well as personal development, as I embarked on this as a relative business neophyte with virtually no awareness of the contemporary requirements of running a business, particularly the financial records aspect. During much of this period I have therefore felt considerable out of my depth.  However I have been lucky enough to have had the benefit of the advice and support of John Heaslip in rationalizing what was a fairly chaotic set of records of the first year property trading. I am able to say that John in particular, has been unstinting in his attention to my needs and has done so in a manner which has never alluded to my extremely rudimentary grasp of managing a business, or even of being unable to set out a spread sheet properly.  The result of the above guidance is that now, although my trading trust would still not be able to operate without the advice of GRA, I do least feel a sense of satisfaction that I have got to my present point without major disaster and that my property trust does now have some kind of firmer basis for any future activities - Name withheld by request
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