Articles by The Professional Trustee Team
We've lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ) wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Much has..Read Article
Many changes are occurring in our financial and real estate landscape. LOAN TO VALUE RATIOS (LVRs) As per my last blog, the LVR applicable across the whole of NZ for investors of residential property has now been set at 60% by the RBNZ. As I've..Read Article
From 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today. Under the proposed new restrictions, investors across New Zealand will be required to have..Read Article
This week we had a question from a client which prompted this blog. They said they wanted to fix their mortgage at the lowest possible rate and they asked me where I saw interest rates going. It was a good question and it got my..Read Article
The general consensus of opinion is interest rates are on the way down but the big questions still remain: when will the cuts come and how low will the rates go? BACKGROUND On 10 September 2015 the Reserve Bank of New Zealand ("RBNZ") cut the..Read Article
Recently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions. In these times, it can be difficult to decide what a sensible course of action to take is. If..Read Article
Below are my final seven financial tips. 8. Staying On Top Of The IRD This is my 29th year in business. Over that time, I've met many people and dealt with a myriad of issues. Here's one thing that's common amongst them all – no..Read Article
Just like cooking programs dominate our TV space, articles on property occupy our print media. Not that there's anything new in this. There's nothing so dear to Aucklander's hearts as real estate and the desire to discuss and critique all things property. What is somewhat..Read Article
INTEREST IN INTEREST RATES It seems to me everyone is talking about interest rates at the moment. I've been catching snatches of conversation on trains, planes and restaurants. The topic has featured heavily on tv and in newspapers. Dinner with friends at my home on..Read Article
What I enjoyed most about Property School was the great willingness of speakers to let us interact, energy of speakers is massive! Planning strategy going forward, motivation and what mindset/approach is required to do subdivision were the highlights for me. - N N, May 2018
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.