We've lived for a while now with the quiet rumblings of the Reserve Bank of New Zealand (RBNZ)wishing to introduce a new macro prudential policy of debt-to-income ratio (DTI) on the premise this is needed to ensure stability in our financial system. Lately those rumblings..
Read ArticleFrom 1 September 2016 we are likely to see higher LVR rules being applied to investors who are borrowing to purchase residential investment property as per the Reserve Bank announcement today. Under the proposed new LVR restrictions, investors across New Zealand will be required to..
Read ArticleRecently there has been a lot happening on the economic and political fronts which may have the propensity to affect our property and borrowing decisions. In these times, it can be difficult to decide what a sensible course of action to take is. If..
Read ArticleIn Chinese horoscopes, 2014 is the Year of the Horse. As we all know, in horse racing there are some horses that are a sure fire bet to back. Then there are the horses you'd wished you'd backed. Finally, there are the nags you'd rather..
Read ArticleJust like cooking programs dominate our TV space, articles on property occupy our print media. Not that there's anything new in this. There's nothing so dear to Aucklanders' hearts as real estate and the desire to discuss and critique all things property. What is somewhat new,..
Read ArticleIn this second part of the 2-part series of Getting to Grips with your Coin I discuss how your money comes in either weekly, fortnightly or monthly. I hope you enjoyed my short video blog. .
Read ArticleToday in a two-part series I discuss the money life you want. To get a better money future you need to be in control of your money - what's going in and out of your pocket. I hope you enjoyed my short video blog. Ciao...
Read ArticleToday I talk about the your money outcomes and how to change our thoughts. How you think about money and what drives your thinking about money is determined by a number of factors, like your up bringing or your culture. I hope you enjoyed my..
Read ArticleJust a minute with Janet. Today I discuss the three bank accounts you must have in your life. This is exactly how I run my day to day banking. I hope you enjoyed my short video blog. .
Read ArticleDebt
Property School showed me what I can do now and what I can aspire to - lots of options regardless of your position. I really liked the practical examples. - VM, June 2018
Investing in residential property?
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.
Meet with one of our senior property consultants to discuss your long-term plans for property investment and formulate a strategy for achieving them.
We offer both online and in-classroom education to help you move forward with your property investing.
Wealth Suite is a powerful online learning, analysis, planning and forecasting resource. There are four key components, and you can choose to use one, some or all of them.
• Cash flow analysis for home, property and business • Overview of total equity, debt and market value of assets • Analysis of home expenses and income
• Set retirement goals. • Analyse when you will be able to retire based on your current path. • Input 'what if' scenarios and see how they impact when you will reach your goals (e.g. what if I buy two investment properties in the next five years?)
Property analysis calculators for current and future investments, including: • Trade (flip) • Buy-to-hold• Subdivision• Land banking• Houses of multiple occupancy (HMOs).• Due diligence tool
Videos, articles and quizzes related to
property taxation, and asset protection
to further your education
If you are new to Gilligan Rowe & Associates, we can offer you a free initial meeting with a senior consultant to review your current structure and discuss your accounting needs. In this meeting we will discuss ways to optimise tax and protect your assets so you are in the best position going forward.
Written by GRA managing director Matthew Gilligan, we offer two books:
If you want to know how to invest in residential property in a way that maximises your chances of success and minimises risk, this is the right book for you.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s vi..... More
Interested in paying less tax, property investment structures, trusts and protecting your assets? This is the right book to read.
Try asking two lawyers and two accountants "How should I own my property and business assets?" You will likely get four different ans..... More
Insurance is a necessary part of mitigating risk – both for your properties and for yourself personally. GRA recommend these insurance providers. Contact them to find out more and to get no-obligation quotes.
Learn more and get an instant quote
For a free risk assessment visit www.riskdirect.co.nz
Webinar with Matthew Gilligan and Kirsty Merriman. Nov 2024
How to use residential property to help provide for retirement
With Matthew Gilligan and Steve Goodey August 2024
Market insights with Matthew Gilligan, Kris Pedersen, Anthony Lipscombe, and Tony Alexander - June 2024
Blandon Leung of MortgageHQ interviews Matthew Gilligan, May 2024
Webinar with Matthew Gilligan and Steve Goodey, February 2024
Ryan Melton of NZ Business Owners Podcast interviews Matthew Gilligan
Blandon Leung of MortgageHQ interviews Matthew Gilligan, November 2023
Matthew Gilligan interviews National’s Paul Goldsmith and Chris Bishop about National’s proposed policies, September 2023
Matthew Gilligan interviews David Seymour about Act’s proposed policies, September 2023
Matthew Gilligan and Kris Pedersen discuss finance for property investors, August 2023
Matthew Gilligan and Anthony Lipscombe discuss tax changes and policies, August 2023
Simon O’Connor interview. Planning rules and Labour’s proposal to scrap RMA, August 2023
Economic update from Tony Alexander; Matthew Gilligan discusses the market, July 2023
Matthew Gilligan and Anthony Lipscombe discuss implications of new 39% trust tax rate
How to protect your assets and minimise your tax
Matthew Gilligan, Lyn McMorran & Kris Pedersen, March 2022
Matthew Gilligan & Simon O’Connor discuss RMA changes, Nov 2021
Preparing for the end of the financial year, March 2023
Tax Changes & Property Market Update 27 Oct 2021 Webinar
Matthew interviews David Seymour, April 7 2021
Impact of Bright-line & Interest Deductibility Changes, March 2021
Webinar with John Rowe August 2020
The importance of good property education
Discover how to start and succeed in property investing
Arrange to meet in-person or online to discuss your affairs
With respect to the various resources available from our website, neither Gilligan Rowe & Associates LP (“GRA”), nor its owners nor any of its employees, make any warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, product, or process. GRA will not be liable for any problems or damages of any kind experienced by users of GRA’s online materials, resources or tools. The information and resources from or through this site are provided “as is,” “as available,” and all warranties express or implied, are disclaimed. The information or tools may contain errors, problems or other limitations. Our sole and entire maximum liability for inaccurate information, for any reason, and the user's sole and exclusive remedy shall be limited to the amount paid for the information, tool or other resource (if any). GRA are not liable for any indirect, special, incidental or consequential damages whatsoever.