GRA Blogs

For most clients, 1 April signals the start of the New Year for business and tax purposes and the month of March brings opportunities to minimize tax and maximize cash surpluses for the coming year.   A well known quote “if you fail to plan,..

All property investors will want the same thing i.e. a vessel to create greater wealth for their futures and to provide passive income. Obviously rental yield, capital growth, tenant quality and demand will be your main concerns but here are just two tips to help..

This is the time of year all businesses should be preparing budgets and cash flow forecasts.  The preparation of these is essential - the reason being that unless you know your anticipated income and associated expenditure, along with the peaks and troughs of your flow..

For most clients, 1 April signals the start of the New Year for business and tax purposes and the month of March brings opportunities to minimize tax and maximize cash surpluses for the coming year.   A well known quote “if you fail to plan,..

In my day to day interaction with clients I meet a lot of small business owners who are in their infancy. They are busy marketing their new business, finding customers and practising their particular expertise.    Most budding entrepreneurs do not, however, willingly spend time..

I regularly have discussions  with clients about the difference between "profit" and "cash flow"  as many clients have difficulty in differentiating between the two.  So what is the difference between profit and cash flow? Frequently it's the difference between success and bankruptcy.  Profit Profit is the..

Australians and New Zealanders are now able to transfer their retirement savings between compatible funds in the two countries.   New legislation was enacted on 1 July 2013,  called the Trans-Tasman Portability Scheme which allows Australians and New Zealanders to take advantage of a scheme..

There are many New Zealanders who have chosen to invest in Australian residential rental property, and this brings with it a number of important considerations.   Ownership structures I have been asked many times what is the best option for this investment, i.e. personally, in..

In the past day I have had a number of clients ring me in a panic saying that the IRD have texted them to say that they owed money for unpaid tax and offering a link to enable the payment. I have advised them to..