"We add value and
we get it right."

We're experts in property investment and portfolio building, tax structures and efficiency, business accounting, asset protection and trusts.

We focus on wealth creation for our clients. With skilled teams dedicated to property, business, governance, compliance, and education, GRA provide the accounting expertise you need and the knowledge to help you make smart decisions.

You choose the services. We will deliver and ensure your expectations are met.

Property

No other firm has our depth of knowledge and experience in property investment. We literally wrote the book! We offer services and education to help property investors succeed. Learn more..

Business

GRA's Taxation Compliance Division prepares financial statements and taxation returns for many types of organisations. Large companies and small to medium sized businesses.. Learn more..

Trusts

If you’re thinking about setting up, or reviewing a family trust, then you've come to the right place. Among other benefits, trusts protect you from adverse events.. Learn more..

Taxation

Everyone has to pay their share of taxes, and we have no qualms about that. But there are many things that you can deduct and do to reduce your taxation obligations. Learn more..

Seminars and workshops for property investors, business owners and anyone seeking to create & protect their wealth.

GRA Property School
Property investment workshop

GRA Blogs: Latest Posts

Property Strategy Case Study

 Matthew Gilligan  27 Oct 17

Matthew Gilligan I'd like to share with you the details of a property deal I'm currently doing in Auckland. Before I get into that, however, I invite you to watch the recording of the webinar I ran with Tony Alexander this week, if you didn't manage to catch it at the time.  During the webinar we talked about the implications of ... More 

Going Down - IRD reduces rates!

 John Rowe  04 Aug 09

John Rowe At last some good news out of Inland Revenue.  Fringe Benefit Tax (FBT) The FBT rate for low-interest loans will fall from 8.05% to 6.41% from 1 July 2009. This has come about due to the continuing effort to try and align the rate with the variable first mortgage housing rate.  Bluntly it was not fair to have the FBT ... More 

SHOULD I PAY THE PRINCIPAL OFF MY LOAN?

 Salesh Chand  21 Feb 13

Salesh Chand I get asked this question on a regular basis. The answer is simple: yes you should pay the principal off your loan. But then the question arises, which loan should I pay first, investment or personal? And, how much should I pay? You should always pay off your personal loan first as this is non-deductible for tax purposes. Unlike ... More 

A TALE OF TWO BUSINESSESS

 John Heaslip  22 Feb 13

John Heaslip For most clients, 1 April signals the start of the new year for business and tax purposes, and the month of March brings opportunities to minimise tax and maximise cash surpluses for the coming year.  In order to implement any opportunities, first a business must be organised. By way of comparison, if you look at the extreme ends of ... More 

Is the cost of insulating a rental property tax deductible?

 Anthony Strevens  07 Dec 16

Anthony Strevens As you may be aware, there is a new law that requires all tenanted homes to be insulated by 1 July 2019. Anyone who owns rental property must ensure their properties are insulated to the required standard by this date. At GRA we’ve been getting a lot of questions about whether the cost of insulating a rental property is ... More 

Unpaid tax on rental income

 Anna Loginova  12 Dec 18

Anna Loginova It is a requirement in New Zealand for parties to provide their IRD numbers when buying or selling real estate (whether as an individual or through another entity such as a company or trust). Normally this does not pose any sort of problem. However, there will be significant issues if you are selling a property that has been generating ... More 

Renovating Property for profit part 3

 The Professional Trustee Team  25 Aug 14

The Professional Trustee Team My third and final blog for Renovating Property for Profit.  In this blog I also include a free ebook download called Renovating Property  More 

Market Update April 2017

 Kris Pedersen  05 Apr 17

Kris Pedersen It’s been an interesting start to 2017 with a much tighter credit market than what we have seen for most of the last decade. While the majority of the media have been concentrating on the fact that the market seems to have slowed since the 40% deposit rule introduction, I put more down to banks themselves pulling back in ... More 

Advantages of new builds

 Mark Honeybone  20 Jun 17

Mark Honeybone At Property Ventures we are increasing our focus on new builds as investments because we see tremendous advantages from a financing perspective. Not only do investors get pristine new and low maintenance properties in better areas, they get the benefit of 80% LVRs and tax advantages from higher chattel depreciation.   These smart tax and finance benefits make investing ... More 

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Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
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