Matthew Gilligan Blog
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With a cyclone potentially bearing down on the North Island of New Zealand, now is not the time to be wondering whether your insurance cover is enough. It's time to know.Most of us dutifully pay our insurance premiums each year, renew without a second glance,..
Read ArticleFund Smarter – how to borrow more, be tax efficient and protect what you’ve built
by Salesh Chand 30 Mar 26If you own property in New Zealand, the latest lending changes could open up significant opportunities – but only if your finance is structured the right way. Banks now have more flexibility to lend up to 80% LVR to property investors when secured against existing..
Read ArticleWhat separates property investors who build thriving portfolios from those who struggle or give up? It's not luck, timing, or having deep pockets – it’s knowing and consistently applying 10 key principles. In this webinar, Maggie Zabaglo, Than Sundar and I shared exactly what has..
Read ArticleOver recent months we’ve seen banks offering some unusually generous cashback incentives for new lending and refinancing. While these offers were short-lived (and are discussed further below), they serve as a useful reminder that lenders remain competitive and will work hard to attract new business,..
Read ArticleWith the property market improving and prices starting to rise again, we are seeing increasing numbers of experienced traders in the market. Trading can be a great strategy in an upward market, but it’s easy to overspend or buy the wrong sort of property if..
Read ArticleIf you've ever wondered whether gold and precious metals belong in your investment portfolio, you're not alone. Many Kiwi investors are curious about these "alternative" assets but aren't sure where to start. In this article I look at the sorts of things you need to..
Read ArticleOne of the main aspects of property investment that people are concerned about is finance. After all, the majority of investors will need to borrow some, if not most, of the purchase price in order to buy a property. What is the best way to..
Read ArticleIn spite of the opinions of the previous government and some of the public, property investors, whether large-scale landlords or “mum and dad” investors, are actually important contributors to New Zealand’s economy. Every investment property purchased sets off a chain reaction of economic activity: banks issue..
Read ArticleIf you want to invest in property, but you don’t have enough funds, what can you do? Are you simply locked out of the market? Some of the most successful property investors started off with very little – they didn’t have significant savings, huge salaries,..
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GRA's services are top notch. I took their property course online over COVID, and then I went to them for a second opinion on some property tax advice I'd received that didn't sound quite right to me. They set me right and saved me from a massive IRD bill. After that I moved over to them full-time. They've given me ongoing sound tax and asset planning advice, and I greatly appreciate and value my annual review meeting with my accountant. I can't speak more highly of GRA in looking out for my best interests.
- Sarah P, June 2023
Gilligan Rowe and Associates is a chartered accounting firm specialising in property, asset planning, legal structures, taxation and compliance.
We help new, small and medium property investors become long-term successful investors through our education programmes and property portfolio planning advice. With our deep knowledge and experience, we have assisted hundreds of clients build wealth through property investment.
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