Articles by Matthew Gilligan
For those of you who are worried because you are carrying debt on property, I share my perspective on the impending doom that Covid-19 has wrought upon us. Just remember, people, banks lend on closer to 6:1 mixed median multiples (median house prices: median household incomes)..Read Article
I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system. In her August blog, GRA's Janet Xuccoa notes that debt-to-income ratios (DTIs) are potentially dangerous and that they..Read Article
As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..Read Article
Thank you. As a greenie to property investing, Property School exposed me to several issues that I would have overlooked. I really enjoy the Tax & Legal Structures, Financing etc. Thank you! - Lepeka, June 2018
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.