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Articles by Matthew Gilligan

Matthew Gilligan

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Property, Debt and Covid-19

by Matthew Gilligan 23 Mar 20

For those of you who are worried because you are carrying debt on property, I share my perspective on the impending doom that Covid-19 has wrought upon us. Just remember, people, that banks lend on closer to 6:1 mixed median multiples (median house prices: median household..

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DTI and social policy

by Matthew Gilligan 23 Aug 17

I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system.   In the Professional Trustee Team's August blog, we note that debt-to-income ratios (DTIs) are potentially dangerous and that they can..

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New LVR (Loan-to-Value Ratio) Rules

by Matthew Gilligan 10 Oct 13

As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..

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Property 101by

Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
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