GRA Blogs

Articles by Matthew Gilligan

Matthew Gilligan

Viewing articles by Matthew Gilligan

Property, Debt and Covid-19

by Matthew Gilligan 23 Mar 20

For those of you who are worried because you are carrying debt on property, I share my perspective on the impending doom that Covid-19 has wrought upon us. Just remember, people, banks lend on closer to 6:1 mixed median multiples (median house prices: median household incomes)..

Read Article

DTI and social policy

by Matthew Gilligan 24 Aug 17

I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system.  In her August blog, GRA's Janet Xuccoa notes that debt-to-income ratios (DTIs) are potentially dangerous and that they..

Read Article

New LVR (Loan Value Ratio) Rules

by Matthew Gilligan 10 Oct 13

As of 1st October 2013, the Reserve Bank has imposed limits on high loan-to-value mortgage lending. What are the new rules? Under these new rules, only 10% of a bank's new residential mortgage lending can be at LVRs over 80%. Up until now, high LVR..

Read Article
Testimonials
I found Matthew Gilligan’s Property 101 and Tax Structures 101 to be superb books for the following reasons: 1. They contain a wealth of information about property investing and related tax matters; 2. The commentary is very rounded and balanced; 3. They are filled with financially savvy practical tips and red flag warnings; and 4. The relatively informal style, use of short case studies and anecdotes to illustrate points, and the clarity of presentation make the books very reader friendly. The above combine to make two books that are educational, thought provoking and inspiring. I only wish I had access to this information much earlier. - Geoff W - April 2016
logo

Seminars and workshops for property investors, business owners and anyone seeking to create and protect their wealth.

View all our upcoming events
Learn More
Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
TOP