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Articles by Matthew Gilligan

Matthew Gilligan

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Property, Tax and Finance Predictions for 2021

by Matthew Gilligan 17 Dec 20

After a crazy 2020, many investors and would-be investors are wondering what 2021 will hold in store for them. I outline my views and share my predictions in this article, which I hope you will find useful. Firstly, who am I to tell you what 2021..

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Breaking News - Tax Rate Change

by Matthew Gilligan 10 Sep 20

Yesterday (9 September 2020) Labour announced a new tax rate of 39% on personal income exceeding $180,000 per annum. Key points that we know so far:•    Applies to individuals only, i.e. an individual on a salary of, say, $200,000 will pay an additional $1,200 per..

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Renting out the spare bedroom

by Matthew Gilligan 08 Jul 19

If you have a spare bedroom or two at home, you may think about renting it out in order to generate some additional income.  As you might expect, there are potential tax implications if you do so. The tax implications differ depending on the arrangement..

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Ring-fencing Update

by Matthew Gilligan 06 Jun 19

After several months considering over 250 submissions, the Finance and Expenditure Committee has reported back to Parliament on the loss ring-fencing rules. Reflecting the fact that the original draft was somewhat of a shambles, they have thrown that out and started again from scratch.  Readers..

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Major tax changes webinar recording

by Matthew Gilligan 26 Mar 19

Matthew Gilligan recently ran a webinar with Real Estate Investar on tax changes, including loss ring-fencing, and you can watch the recording here.  During the webinar, Matthew discusses the major NZ tax changes that are in the pipeline, including: The Tax Working group's report •..

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TWG Final Report

by Matthew Gilligan 03 Mar 19

The Tax Working Group's final report has been issued, and I give a quick assessment of the main points below. However, bear in mind that what the TWG have recommended and what Labour actually implement, are likely to be completely different. Headlines Capital Gains Tax..

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Loss Ring-fencing Questions

by Matthew Gilligan 28 Jan 19

I wrote about loss ring-fencing in my December article, and it is still a hot topic. With the rules to take effect from 1 April 2019, and the legislation still not finalised, there are a number of questions that remain. I address some of these..

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Hot off the press - Ring-fencing Bill

by Matthew Gilligan 05 Dec 18

On 5 December 2018, the Government released the first draft of legislation dealing with the proposed ring-fencing of tax losses from rental properties. First impression on reading the Bill is that it is extraordinarily complicated and leaves questions unanswered. Here is a quick summary of..

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Bright-line rule FAQs

by Matthew Gilligan 26 Nov 18

Earlier this year I wrote about some of the dangers posed by the bright-line rule when restructuring. I did this because the bright-line rule is something we grapple with daily at GRA. However, there is a series of questions that come up on a regular..

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Testimonials

Thank you for the incredibly detailed assessment of the improvement discrepancies, all the considerations and the suggested course of action. You've made everything understandable and clear.

In all a good result, thank you very much for all your involvement Maggie, you've been wonderful to work with and certainly made my first home buying rodeo a lot smoother than it might otherwise have been!

Thanks again, I wouldn't be making such informed decisions without you!


- Ben Tong, November 2020

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If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

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  • How to negotiate successfully.
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