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Articles by Matthew Gilligan

Matthew Gilligan

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Change strategy for the market

by Matthew Gilligan 04 Dec 17

Here we are in 2017 and the property lights are dimming again. We have low cash yields in Auckland, values are peaking out at the top of the cycle, sentiment is turning against property in barbecue conversations, with people complaining that property values are astronomically..

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Property Strategy Case Study

by Matthew Gilligan 27 Oct 17

I'd like to share with you the details of a property deal I'm currently doing in Auckland. Before I get into that, however, I invite you to watch the recording of the webinar I ran with Tony Alexander this week, if you didn't manage to..

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Winfiasco: Waiting for Mr Peters to decide

by Matthew Gilligan 24 Sep 17

With election shenanigans in full flight, it appears we will suffer several weeks of grand standing and power playing as Mr Peters lists his demands and weighs his options. I was going to run a webinar with Tony Alexander on 26 September reviewing the outcome..

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DTI and social policy

by Matthew Gilligan 23 Aug 17

I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system.  In her August blog, GRA's Janet Xuccoa notes that debt-to-income ratios (DTIs) are potentially dangerous and that they..

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Distortion from the AUP

by Matthew Gilligan 18 Jun 17

The new Terrace Housing and Apartment Building (THAB) zone allows for the building of some high-density developments to meet Auckland's starved housing supply. Because of this massive potential density, you can go six-storeys high with no parking, and intensively use the land. This creates an..

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Labour's proposal to ring-fence losses

by Matthew Gilligan 18 May 17

Labour has targeted investors in its fresh housing policy released in the last week. Ringfencing tax losses, five-year bright-line rules and a tax committee (to mask their desire to bring in capital gains tax) are all on their agenda. Highlights • Ring-fenced tax losses derived..

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Can property prices keep rising indefinitely?

by Matthew Gilligan 31 Jan 17

I was recently asked whether there was an upper limit to the ratio between property price and household income, which in Auckland currently sits at about 10 to 1. In other words, the average property price is worth 10 times the average annual income.  Also..

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Trump aftermath - what will it be?

by Matthew Gilligan 15 Nov 16

What does a man with $1 billion of property do when he becomes president and finds himself in control of the money supply, influencing credit conditions and the quantum of the government's fiscal spend as stimulus? The sceptic in me offers the following prediction. We..

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It is with some interest that I watch the property and finance markets as the recent Reserve Bank rule (winding investor lending back to 60% loan-to-value ratio) starts to take effect and bite property investors.  You have to ask whether the Reserve Bank has manufactured..

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Testimonials
Morning Matthew, Quick note about Salesh Chand. I have been extremely impressed with his actions with regard to the mutual client of ours in Auckland Abrasive Blasting and Coatings 2005 Ltd. He has been a pleasure to deal with, provided accurate information in a timely manner and most importantly is giving the client the right advice as far as I am concerned.  He is very personable and I would certainly recommend his services to any ANZ client. Kind regards - Grant Clune - ANZ Relationship Manager - Auckland South
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Property 101by

Investing in residential property?

Put this at the top of your reading list.

If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.

Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.

  • How to find the right property
  • How to negotiate successfully.
  • Renovation do's & don'ts.
  • Property management.
  • Case studies and examples.
  • and much, much more..
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