Articles by Matthew Gilligan
There are imminent changes to the bright-line test which will affect you if you are planning to buy or restructure investment property. You are probably already familiar with the two-year bright-line test that was introduced in October 2015. Under this test, investment property that is..Read Article
Many property investors are wondering what the property market is doing, and we've had several people ask us what our predictions are for the next year or so. Being aware of where we are in the cycle, as well as other factors affecting property, helps..Read Article
Here we are in 2017 and the property lights are dimming again. We have low cash yields in Auckland, values are peaking out at the top of the cycle, sentiment is turning against property in barbecue conversations, with people complaining that property values are astronomically..Read Article
I'd like to share with you the details of a property deal I'm currently doing in Auckland. Before I get into that, however, I invite you to watch the recording of the webinar I ran with Tony Alexander this week, if you didn't manage to..Read Article
With election shenanigans in full flight, it appears we will suffer several weeks of grand standing and power playing as Mr Peters lists his demands and weighs his options. I was going to run a webinar with Tony Alexander on 26 September reviewing the outcome..Read Article
I wonder if the Reserve Bank's enthusiasm for introducing debt-to-income ratios has more to do with social agenda than strengthening the economy and protecting the banking system. In her August blog, GRA's Janet Xuccoa notes that debt-to-income ratios (DTIs) are potentially dangerous and that they..Read Article
The new Terrace Housing and Apartment Building (THAB) zone allows for the building of some high-density developments to meet Auckland's starved housing supply. Because of this massive potential density, you can go six-storeys high with no parking, and intensively use the land. This creates an..Read Article
Labour has targeted investors in its fresh housing policy released in the last week. Ringfencing tax losses, five-year bright line rules and a tax committee (to mask their desire to bring in capital gains tax) are all on their agenda. Highlights • Ringfenced tax losses..Read Article
I was recently asked whether there was an upper limit to the ratio between property price and household income, which in Auckland currently sits at about 10 to 1. In other words, the average property price is worth 10 times the average annual income. Also..Read Article
What I enjoyed most about Property School was the comprehensive coverage of all angles related to property investment. The speakers were highly professional. - Stephen Fagan - September 2017
If you're investing in residential property, seeking to maximise your ability to succeed and minimise risk, then this is a 'must read'.
Matthew Gilligan provides a fresh look at residential property investment from an experienced investor’s viewpoint. Written in easy to understand language and including many case studies, Matthew explains the ins and outs of successful property investment.